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Amplify Platinum Card

Your choice of rewards programs, with Platinum extras
Amplify Platinum Card

Special offers

  • 0% p.a. for 12 months on balance transfers, requested at card application1.

Variable purchase rate applies after the promotional period. Offers end 20th September 2017.


  • Your choice of rewards programs, with Platinum extras
  • All the benefits of Amplify plus:
    • A range of complimentary insurance covers – including overseas travel insurance and extended warranty on purchases as set out in the policy5
    • 24/7 Visa Concierge service12
  • All for a low annual card fee of $99.
More Choice
  • Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
  • Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible transactions, uncapped
More Advantages
Complimentary insurance covers as set out in the policy 5
  • Overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess
  • Extended warranty insurances gives you up to 12 additional months on the manufacturer’s expressed Australian warranty

Time poor? Call Concierge12 on 1800 639 607

Add an additional cardholder at no extra cost6

  • 24/7 Fraud monitoring
  • Detection of suspicious purchase transactions
  • Find out more about fraud protection and what to do when you suspect fraud
  • Shop online with Verified by Visa knowing your interest purchases and payments are safer and more secure.
Rewards If you choose Amplify Rewards If you choose Amplify Qantas
Points earned on purchases (uncapped)

$1 = 1 Amplify Point at Australian merchant

$1 = 1 Amplify Points at Overseas merchant

$1 = 0.5 Qantas Points at Australian merchants

$1 = 0.5 Qantas Points at Overseas merchant

Redeeming your points

Redeem Amplify Rewards2 for:

  • Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment expenses and more
  • Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel3
  • Airline points or miles through Virgin Australia’s Velocity program, Malaysia Airlines’ Enrich program and Singapore Airlines’ KrisFlyer program8

Redeem Qantas Points for:

  • Classic Award flights on Qantas and 35 partner airlines9
  • Qantas and Jetstar Any Seat Award flights10
  • Flight Upgrade Awards on eligible Qantas flights when available
  • Over 3,000 products, experiences and vouchers from the online Qantas Store11.
Interest Rate - Variable
  • 19.49% p.a. on purchases.
  • 20.24% p.a. on cash advances.
  • Promotional balance transfer rate

    0% p.a. for 12 months on balance transfers requested at card application1.

    Variable purchase rate applies after 12 months. Calculate how much interest you could save!

    Annual card fee $99 annual card fee
    Foreign Transaction Fee

    A 3% Foreign transaction fee is payable as a percentage of the Australian dollar value of any Foreign transaction.

    Foreign transaction is any transaction made using the Card:

    • in a currency other than Australian dollars; or
    • in Australian dollars or any other currency with a merchant located outside Australia; or
    • in Australian dollars or any other currency that is processed by an entity located outside Australia.
    Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia.
    Cash Advance Fee 2% of each cash advance amount and all transfers (including, without limitation, transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50
    Late Payment Fee $15 applied for each late or missed payment.
    Card Replacement Fees
    • $15 per card within Australia
    • $52.50 per card outside of Australia
    • $45 per Emergency/Urgent Replacement Card.
    Over-limit Fee If your card account was opened before 4 June 2012, $15 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
    Automatic Payment Dishonour Fee $9 applied for each payment dishonoured made under the automatic payment plan.
    Statement Copy Fee
    • $4.50 for requests via Phone Banking or Internet Banking
    • $7.50 for all other requests.
    Other fees and charges Credit cards fees and charges.
    Apply online Apply now
    Call us 13 13 76
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    What you'll need Find out what information you need to provide to become a customer

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    Important information

    Conditions, fees and credit criteria apply.

    This card is issued as a Visa card.

    View the terms and conditions:

    The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you.

    Offers are not available in conjunction with any special offers that are not listed on Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

    1. The promotional balance transfer rates are available when you apply for a new BankSA Vertigo, Vertigo Platinum, Amplify Platinum, Amplify Signature or No Annual Fee credit card between 11th July 2017 and 20th September 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The applicable variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

    2. Earn Amplify Points through the use of an Amplify Platinum Card as set out in the Amplify Rewards & Amplify Qantas Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify Points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to

    3. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586. Amplify Travel is operated by Pinpoint Travel Group Pty. Ltd. Licence No. 2TA 002974. Amplify Travel charges a credit card usage fee.

    4. Earn Qantas Points as set out in the Amplify Rewards & Amplify Qantas Terms and Conditions. Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit or call 13 11 31.

    5. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 1300 490 641 or download the Credit Card Complimentary Insurance Terms and Conditions.

    6. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.

    8. You must be a member of the relevant airline points or miles program to redeem Amplify Points for airline points or miles. To redeem, at least 3,000 Amplify Points are needed with additional increments in multiples of 500 Amplify Points at a time for airline points or miles. Award flights are subject to capacity controls and availability is limited. The terms and conditions of the relevant airline points or miles program apply.

    9. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

    10. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

    11. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See for details.

    12. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.