Amplify Qantas Signature
Our top-tier credit card for people who love Qantas Points
Quick snapshot
Our highest Qantas Points earn rate, complimentary insurances, lounge passes and much more.

$295 | Annual card fee |
$75 | Annual Qantas Rewards Program fee |
0.75 Qantas Points | Per dollar on eligible purchases, up to $250k p.a.1 |
19.49% p.a. | Variable interest rate on purchases |
Up to 55 days | Interest free on purchases2 |
$15,000 | Minimum credit limit |
New cards only.
See below for standard rates and fees.
Amplify Qantas Signature offer
90K
Bonus Qantas Points
When you spend $6k+ on eligible purchases in the first 90 days from new card approval>. Plus 0% p.a. interest on balance transfers for 24 months#. When requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after the promotional period.
Already with BankSA? Sign in and apply to get a $139 card fee for the first year (reverts to $295)~.
Offer not available if you’ve held a BankSA, St.George or Bank of Melbourne rewards card in the last 12 months. New cards only. T&Cs Apply.
Apply via the App
Logon and tap Products (at the bottom of the screen) > Credit cards > Amplify Qantas Signature card > Apply now
Apply via Internet Banking
Logon and select Products, Tools and Calculators > Credit cards > Amplify Qantas Signature card > Apply now
Qantas Frequent Flyer
Qantas Points lover? Then you’ll love our Qantas rewards cards. Earn 0.75 Qantas Points for every dollar spent on eligible purchases, right up to $250k p.a.1 with those points going straight to your Qantas Frequent Flyer account. Build your points balance to use on flights and upgrades3, shopping4 and more. Use the points calculator to see where you could go with your bonus Qantas Points from our current offer.
Where could your Qantas Points take you?

The Classic Syd-Mel*
Return economy seat Sydney – Melbourne 16k Qantas Points. Taxes, fees and carrier charges apply.

Byron Bay and back
Return economy seat Sydney – Byron (Ballina) 16k Qantas Points. Taxes, fees and carrier charges apply.

Hamilton – the island
Return economy seat Sydney – Hamilton Island 24k Qantas Points. Taxes, fees and carrier charges apply.
Why you’ll love the Amplify Qantas Signature card
Qantas Points
Earn 0.75 Qantas Points for every dollar spent on eligible purchases, up to $250k p.a.1.
Complimentary Insurances
2 Qantas lounge passes
Enjoy 2 complimentary Qantas lounge visits each year when you register your details at loungepass.banksa.com.au6.
Other reasons to choose
Exclusive to Amplify Signature cardholders, our Concierge Service allows you to explore and book experiences online, including hard-to-find tickets, last-minute reservations and more7. Find out more.
Key rates and fees
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19.49% p.a. variable interest rate on purchases
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$295 annual card fee
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21.49% p.a. variable cash advance interest rate
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$75 annual Qantas Rewards Program fee
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$15 fee applied for each late payment or missed payment
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3% of each cash advance amount
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3% of the Australian dollar value for transactions with merchants based overseas
Before you apply
Follow this section to improve the likelihood your application is approved.
- You’re aged 18 or over
- You have permanent residency in Australia/NZ OR;
- You’re a non-resident or migrant and hold an acceptable Visa, with a minimum 1 year before expiry
- You have a regular, verifiable Australian taxable income
- You have a fixed, verifiable residential address in Australia.
Important information
>Bonus Qantas Points Offer: The respective bonus Qantas Points promotions are available when you apply and are approved for a new Amplify Qantas Platinum or Amplify Qantas Signature credit card between 7th November 2023 and 30th April 2024, and spend the minimum amount of $3,000 on eligible purchases on a Amplify Qantas Platinum credit card or $6,000 on eligible purchases on an Amplify Qantas Signature credit card within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne, or who have held one in the last 12 months, are not eligible for this offer. The bonus Qantas Points will be credited to your Points balance within 12 weeks after the eligible spend criteria is met.
#Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Amplify Qantas Platinum or Amplify Signature credit card between 7th November 2023 and 30th April 2024, and request at card application to transfer balance(s) from up to 3 non-BankSA, St.George and Bank of Melbourne Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Qantas Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. BankSA, will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
~Existing Customer Amplify Qantas Signature Discounted First Year Fee: The discounted first year card fee promotion is available for existing customers when you apply and are approved for a new Amplify Qantas Signature credit card between 7th November 2023 and 30th April 2024. The first year card fee at the special promotional rate will be debited to your card account on your Card Fee date and the full card fee will be debited annually thereafter.
Amplify Qantas: In order to earn and redeem points, you must be a member of Qantas Frequent Flyer program. An annual $75 Amplify Qantas Rewards Program fee applies for customers who choose Amplify Qantas.
1 The earning and redeeming of Qantas Points is subject to the Amplify Terms and Conditions (PDF 257KB). You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Purchases that are not eligible to earn points include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.
For Amplify Qantas Platinum cards, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. For Amplify Qantas Signature cards, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. This annual limit resets in January each year, based on your statement date. Bonus Points earned are not part of your annual cap.
2 55 Days Interest Free: Receive up to 55 days interest free on your purchases if your Monthly Payment Balance is paid in full by the due date shown each month. This amount is calculated as the main account balance minus the balance transfer amount plus any Plan&Pay instalments for this month. If you do not have any Plan&Pay instalments or a balance transfer, the Monthly Payment Balance will be the same as the Closing Balance.
3 Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ flight number. The points required will be quoted when booked. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem an Any Seat Award through Qantas Frequent Flyer. Special promotional fares may not apply. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com/frequentflyer. The Jetstar Any Seat Awards booking service is operated by Carlson Marketing Group (Aust) Pty Ltd trading as Carlson Leisure Travel Service Licence No. 2TA 5778, IATA 02-3 59523 For more information on the Qantas Frequent Flyer program, visit qantas.com/frequentflyer.
6 Qantas Club Complimentary Lounge Invitations: As a BankSA Amplify Signature cardholder earning Qantas Points, you are eligible for two Qantas Club Complimentary Lounge Invitations for each 12-month period of your anniversary registration date when you register your Amplify Signature credit card via loungepass.banksa.com.au and you have made a transaction of more than $1 within the last 12 months.
Qantas Club Complimentary Lounge Invitations will be made available via the Complimentary Invitations Portal, within 14 business days of you meeting eligible spend. To access your invitation, log-in to the portal using your QFF details. Once there you can link it with an eligible flight booking. To receive your Complimentary Lounge Invitations, you must have given Westpac your QFF number. If you aren’t already a QFF Member, head to qantaspoints.com/ffjoinbanksa to join without charge.
Qantas Club Complimentary Lounge Invitations are provided courtesy of BankSA and are valid for Qantas Club and Qantas-operated International Business Lounges (excluding Los Angeles Tom Bradley Airport lounge). Each invitation is for a single visit when travelling with a Qantas (QF) or Jetstar (JQ, 3K, GK, BL) flight number and is valid until its expiry date.
Access and use is subject to Qantas Club rules and T&Cs, and at the full discretion of lounge staff. Entry may not be available if a lounge is full or near capacity. Invitations are not valid in International First Class lounges, Chairman's Lounge, Qantas Domestic Business, oneworld® alliance airline, partner airline or associated lounges. Invitations must not be resold. Qantas reserves the right to cancel invitations and disqualify future invitations if you are in breach of this policy. Note Qantas Club Lounge Invitations can only be issued if you comply with the Credit Card Terms and Conditions (PDF 535KB) and your account remains open.
7 Concierge Services are provided by a third party supplier. For further details including terms and conditions visit www.banksa.tenconcierge.com
8 Birthday bonus is calculated over a period of 12 months, on the number of Amplify Points or Qantas Points (excluding bonus points) as applicable, earned on Amplify Signature Card purchases from the day of the Account Owner’s birthday to the day prior to the Account Owner’s birthday, other than the first Birthday bonus which will be calculated from the day of Card approval to the day prior to the Account Owner’s birthday. The Amplify Signature Card Account Owner will receive ten percent of the points earned during the Birthday bonus calculation period which will be credited to the Amplify Rewards or Qantas Frequent Flyer Membership Account as applicable, within 4 weeks of the Account Owner’s birthday. For Joint accounts the first listed Account Owner’s birthday is used for the calculation. The Birthday bonus can be accessed by all Account Owners.
9 Bonus Qantas Points earned on selected Qantas products and services on Qantas passenger flights (with a QF flight number) booked directly with Qantas, Qantas Club and Qantas Frequent Flyer memberships, and purchases from Qantas Travel - excludes Jetstar flights and services. You do not earn bonus points on Qantas Freight, Qantas Business Travel, Jetset Travelworld channels and Qantas Staff Travel.
10 Any offer through Visa Luxury Hotel Collection is valid at participating properties and Visa Platinum and Signature cardholders in the Australia/Pacific, Europe, Middle East and Africa (APCEMEA) regions. Offer is only valid when you pay with a valid and eligible Visa card. Best Available Rate applicable. Not applicable on discounted rates or combined with other offers at time of enquiry/booking. One daily breakfast per person during stay. Excludes all applicable taxes, services, gratuities and charges, and must be a valid and eligible Visa card. Void where prohibited, taxed or restricted by law. All reservations are subject to availability at time of confirmation. Visa and participating properties reserve the right to vary the terms and conditions of this offer. For updated list of participating properties, please visit www.visaluxuryhotels.com or call Visa Concierge for details.
11 An additional credit card can be issued on the primary cardholder's account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. All Qantas Points remain the benefit of the primary cardholder.
12 Fraud Money Bank Guarantee: Our BankSA Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted BankSA promptly. Refer to the Credit Card Terms and Conditions (PDF 535KB) for full details, including when a customer will be liable.
*Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. The Qantas Points, taxes, fees and carrier charges stated are accurate as at 24 April 2022 but may vary at the time of booking. Status Credits and Qantas Points will not be earned on Classic Flight Rewards. Visit Classic Flight Rewards for more information.
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