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How to apply

There are times when it makes good sense to request an increase on your home loan.
Step 1
Request a call back, choosing “increase my current BankSA home loan” from the “I want to“ drop down options
Step 2
After you've submitted it, a home loan expert will call you in the next 2 business days
Step 3
Provide required documents

Documents you’ll need to apply

The documents you’ll need to provide depend on your individual financial position and your requirements and objectives. We’ll take into account factors including how long you’ve had your loan, the amount of the increase you’re requesting and what the LVR is on your current loan.

After verifying your financial situation, as required by law, we will then let you know which documents you’ll need to provide. We may also need to complete a valuation of your home.


A fee is charged for your home loan limit increase if your request is approved.

Packaged1 home loans $0
All other BankSA Home Loans $5002

See a complete list of fees for loan accounts (PDF 105KB)

Important information

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 13 76.

  1. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. The discount and fee savings apply for the duration of the package. Before deciding to get a BankSA transaction account or credit card, read the terms and conditions so you can choose what’s right for you.

  2. Other upfront fees and costs (PDF 105KB) may apply.