We use cookies to secure and tailor your web use. Our notice explains how we use cookies and how you can manage them. By continuing to use this site we assume you're ok with our notice.
Manage your home loan
COVID-19 Home Loan support
We’re here to support Australia through the good and tough times. Here's how we're helping home loan customers today.
- Get flexible access to your extra home loan repayments by requesting a Redraw
- Save on Redraw fees when you make your requests over the Phone or through Internet Banking.
- For times when it makes good sense to request an increase to your home loan
- Easy ways to apply, including online with Internet Banking.
Switch between fixed & variable
- Switch between fixed and variable interest rates for your home loan
- Choose protection from interest rate rises with a Fixed Rate Loan, or flexibility with a Standard Variable Rate Loan
- Get the best of both worlds with our split rate home loan with Flexible Choice.
Adjust Direct Debit
If you are paying your loan by direct debit, you have the option to:
- Reduce your repayments if you are paying more than you need to pay to the minimum amount required
- Amend the frequency, for example, from weekly or fortnightly to monthly
- Cancel your direct debit
You can do this by completing the Home Loan Direct Debit form. Email to: LoansAdministration@banksa.com.au
Are you
Our products
Compare and calculate
Important information
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 13 76.
Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. The discount and fee savings apply for the duration of the package. Before deciding to acquire a BankSA transaction account, read the terms and conditions, and consider if the product is right for you.