There are some great ways to save on your home loan!
|You started with...||And now could benefit more from...|
|A Basic Home Loan||Advantage Package - With a BankSA Advantage Package you may be eligible for discounted interest rates and fees.1|
|A variable rate home loan||Protecting yourself against potential interest rate rises with a Fixed Interest Rate or by splitting your home loan.|
|A fixed rate home loan||Making unlimited additional repayments to pay off your loan sooner on a Variable Rate loan (break cost may apply if you end your fixed rate term early).|
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 13 76.
1Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. An Advantage Package discount has been included in the advertised eligible rate. The discount and fee savings apply for the duration of the package. Before deciding to acquire a BankSA transaction account, read the terms and conditions, and consider if the product is right for you.
2Redraw requests are subject to our approval. Fees apply. For fixed interest rate loan redraws only available for loans fixed after 30 November 2009 (up to a maximum of $10,000 or break costs may be payable).
3Fixed Rate loan repayments up to $30,000 only, before break costs apply. For fixed rate loans taken up prior to 18 August 2019, prepayments of up to the $10,000 are allowed, before break costs. Redraw, repayments pause and rate lock requests are subject to our approval. Fees apply.