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Low rate credit cards

Enjoy a low interest rate on purchases and a low annual fee
Vertigo Card

Special offer

  • 0% p.a. for 18 months on balance transfers requested at card application#.
  • 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.

Essentials

  • The card for great value
  • Low variable purchase rate – just 13.24% p.a. 21.49% p.a. variable on cash advances)
  • $55 annual card fee.

 Offers end 22nd November 2017.


Vertigo Platinum Card

Special offers

  • 0% p.a. for 24 months on balance transfers requested at card application#.
  • 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.

Essentials

  • Our lowest interest rate on purchases, with premium extras
  • Variable purchase rate - 12.74% p.a.
  • A range of complimentary insurance covers – including overseas travel insurance and extended warranty on purchases3
  • Visa Platinum Concierge Service4
  • $99 annual card fee.

 Offers end 22nd November 2017.


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Important information

Conditions and fees apply. Credit criteria apply to all credit products

Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you. If you need help, call 13 13 76.

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

#Balance Transfer promotion:

Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 21st September 2017 and 22nd November 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.

3. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 13 76 or download the Credit Card Complimentary Insurance Terms and Conditions (for claim events prior to 1 October 2017).

Effective 1 October: AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Credit Card Complimentary Insurance Terms and Conditions (effective 1 October 2017).

4. Visa Platinum/ Visa Signature Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.