Term Deposit

Everyday benefits

  • Earn a competitive interest rate
  • No setup or monthly fees
  • Flexible interest payment options
  • Suitable for DIY / Self Managed Super Funds

 

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Top features

 

Special offer

Earn 0.25%p.a. 12 months on balances $1000 to less than $2000000 with interest paid at maturity1

Earn interest

Interest is calculated daily and can be paid at maturity, annually, half yearly or monthly. 

Read more about interest rates

Flexibility

Flexible maturity options.

1 month to 5 years.

 

Term Deposit interest rates

Interest paid at maturity
  $1000 to less than $2000000
1 to less than 2 months 0.05% p.a.
2 to less than 3 months 0.05% p.a.
3 to less than 4 months 0.10% p.a.
4 to less than 5 months 0.10% p.a.
5 to less than 6 months 0.20% p.a.
6 to less than 7 months 0.20% p.a.
7 to less than 8 months 0.20% p.a.
8 to less than 9 months 0.20% p.a.
9 to less than 10 months 0.20% p.a.
10 to less than 11 months 0.25% p.a.
11 to less than 12 months 0.25% p.a.
12 to less than 24 months 0.25% p.a.
24 to less than 36 months 0.25% p.a.
36 to less than 48 months 0.25% p.a.
48 to less than 60 months 0.25% p.a.
60 months 0.25% p.a.
Interest paid annually
  $1000 to less than $2000000
24 to less than 36 months 0.25% p.a.
36 to less than 48 months 0.25% p.a.
48 to less than 60 months 0.25% p.a.
60 months 0.25% p.a.
Interest paid half yearly
  $1000 to less than $2000000
12 to less than 24 months 0.25% p.a.
24 to less than 36 months 0.25% p.a.
36 to less than 48 months 0.25% p.a.
48 to less than 60 months 0.25% p.a.
60 months 0.25% p.a.
Interest paid monthly
  $1000 to less than $2000000
6 to less than 7 months 0.20% p.a.
7 to less than 8 months 0.20% p.a.
8 to less than 9 months 0.20% p.a.
9 to less than 10 months 0.20% p.a.
10 to less than 11 months 0.25% p.a.
11 to less than 12 months 0.25% p.a.
12 to less than 24 months 0.25% p.a.
24 to less than 36 months 0.25% p.a.
36 to less than 48 months 0.25% p.a.
48 to less than 60 months 0.25% p.a.
60 months 0.25% p.a.

 

How to Apply

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Get started today

Call 1800 804 411

Please say "New account" when prompted

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The Detail

Conditions apply.

Find out what information you need to provide to become a customer.

Special rates will apply for a single term. Standard Term Deposit rates may apply for any subsequent term. Special rates are not available for corporate, institutional or government customers.

Before making a decision, it's best to read the terms and conditions and important information document.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 1800 804 411.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518

24/7 access is subject to systems availability. Daily transaction limits apply.

1. Following lodgement of the minimum balance requirement, the rate is guaranteed for the term of the investment. Returns may be reduced if an amount is withdrawn on a minimum 31 days’ notice prior to maturity. Term deposits are “protected accounts” under the Financial Claims Scheme (FCS). Payments under the FCS are subject to a limit for each depositor. For more information visit www.fcs.gov.au.