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Society Cheque Account

We believe in helping out in the local neighbourhood where we can, so we offer easy low-cost banking for non-profit organisations.
  • Ideal for schools, charities, community and sporting groups and government agencies
  • $0 account-keeping fee
  • Unlimited monthly deposits and withdrawals
  • Free unlimited access to Internet and Phone Banking1
  • Deposit, receive and access funds, and make payments through a variety of channels including in branch, online and telephone banking.

If you wish to link your transaction account to an overdraft facility, consider opening one of our business transaction accounts instead.

For non-profit organisations

Ideal for schools, charities, community and sporting groups and government agencies


Optional cheque book

Just call 13 82 66 or ask at any branch when you apply

Deposit Only card

For approved office bearers

Free transactions

Unlimited monthly deposits and withdrawals

Account-keeping fee (formerly known as ‘Monthly Account Keeping fee’)



Paid monthly

Society Cheque Account

Account-keeping fee


Internet Banking


Phone Banking


Bank of Melbourne, St.George, BankSA and Westpac ATMs in Australia




Express Deposit




Staff assisted


Collection items (including cheque deposits)




Direct debit / credit


Frequent statement fee


Periodical Payment#


# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with St.George or BankSA or Bank of Melbourne are free.

6 reasons why it’ll make life easier

  1. It’s an easy access, low fee account we’ve designed especially for:
    • Charities
    • Community and sporting groups
    • Public schools, colleges and universities
    • Other educational organisations
    • Department agencies and councils
    • Registered political parties
  2. Make lots of deposits every month? You can use any St.George branch or our Express Deposit feature – no waiting in queues!
  3. Various people need to deposit funds? No problem! You can get Deposit Only cards for approved Office Bearers in your group.
  4. Get free, unlimited everyday Internet Banking and Phone Banking. You can view transactions online anytime.2
  5. Get an optional chequebook.
  6. We’ll automatically post paper statements to you every 6 months.

How to apply

Visit a branch

Apply at your nearest branch

What you’ll need

  • ID such as a driver licence or passport, OR birth/citizenship certificate PLUS Medicare card or recent utility bill in your name
  • Documents that confirm your non-profit status (listed further down this page).


Documents you’ll need to apply


  • Notice of Endorsement for Charity Tax Concession (from the Australian Taxation Office)
  • Constitution of your charity
  • Minutes
  • Certificate of Incorporation / Registration (if applicable) – from the relevant government department or Australian Securities and Investment Commission

Community and sporting groups

Public schools, colleges and universities

Letter from your School Principal or Dean of Studies on your educational organisation’s letterhead

Other educational organisations

Department agency or councils

Letter from the CEO or delegate

Registered political parties

  • Minutes
  • Letter from the Australian Electoral Commission or State Electoral Office

Eligibility requirements

  • 18+ years old (applicant plus all signatories)
  • Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties
  • Operating in Australia with an Australian address.

Not eligible for this account? Try a Freedom Business Account.

The Detail

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you.

BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518

1. Daily transaction limits apply. Internet and Phone Banking Terms and Conditions apply.

2. Subject to systems availability.

3. Customers must be able to meet any applicable fees and charges