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Complete Freedom

Everyday account to make deposits and withdrawals with a Visa debit card

The important numbers

$0 Account-keeping fee
14+ minimum age to open account online

What you get

  • Access to offers and benefits on popular lifestyle brands 1
  • Access your own money with a Visa Debit Card if you are 14 years old or over and have an Australian residential address. Additionally, you can access a variety of digital wallets including Apple Pay & Google Pay
  • Fraud Moneyback Guarantee 2
  • Deposits up to $250,000 are guaranteed by the Australian government

 Want up to $40 cashback on your groceries?

Open a Complete Freedom account online by 30th September 2024 and spend at least $40 on your new Visa Debit Card at Woolworths or Coles and get $10 cashback once per month up to 4 times.

New transaction account customers only.

T&Cs apply*

Important information
1. All debit and credit card holders
2. Our BankSA Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted BankSA promptly. Refer to your card’s conditions of use for full details, including when a customer will be liable.

*$40 cashback offer: Fees and charges apply. To receive up to $40, you must: open a new Complete Freedom account online between 01/02/24 and 30/09/24 and have a linked BankSA Visa Debit Card on the account, and have never held a transaction account with BankSA before. You must spend a minimum of $40 per calendar month for the next 4 months at Coles or Woolworths supermarkets excluding subsidiary brands, such as Coles Express, Woolworths Metro, service station outlets or liquor retailers. The offer will commence the calendar month following the successful account opening of your Complete Freedom account. Payment must be contactless or online, using your debit card linked to your Complete Freedom account. The monthly minimum spend must be processed to your account within the calendar month. Refunds or cancelled purchases are ineligible spend. If a mobile wallet is used to make contactless payment, the payment option must be set to VISA. EFTPOS cash out only transactions, the purchase of gift card in a single transaction, grocery delivery services, purchases processed through PayPal, Buy Now Pay Later providers, and purchases settled via a linked credit card or Freedom card are ineligible. If eligible, you will receive $10 into your Complete Freedom account for each month that you complete the minimum $40 spend requirement and the cashback reward will be credited to your account by the end of the following month. The new Complete Freedom account must remain open during this period in order to be eligible for the offer. If the account is closed, you will forfeit the right to the cashback reward that has not been credited to the account. For joint accounts, at least one of the account holders must not have held a BankSA bank transaction account before, and the spend on each joint account owners Visa Debit Card will contribute towards the monthly spend requirement, however, only one cashback reward will be issued per account. The offer is not available in conjunction with any other offer and can be withdrawn at any time.​

To be eligible for a Visa Debit Card, you must have an Australian residential address and be 14 years old or over.​