At a glance:
Changes from 30 November 2026
Changes from 30 November 2026
On 30 November 2026, we’re making changes to the rates and minimum payment amount due on certain BankSA credit cards. Full details of these changes and impacted credit cards are set out below.
Credit cards included in these changes
- BankSA Vertigo
- BankSA Vertigo Platinum (not for sale)
- BankSA No Annual Fee (not for sale)
- BankSA Platinum Advantage (not for sale)
Variable purchase rate (per annum)
| Credit card | Current | From 30 November 2026 |
|---|---|---|
| Vertigo | 13.99% | 14.99% |
| Vertigo Platinum (not for sale) | 12.99% | 14.99% |
| No Annual Fee (not for sale) | 20.99% | 23.99% |
| Platinum Advantage (not for sale) | 20.25% | 23.99% |
Variable cash advance rate (per annum)
| Credit card | Current | From 30 November 2026 |
|---|---|---|
| Vertigo (for sale) Vertigo Platinum, No Annual Fee, Platinum Advantage (not for sale) |
21.99% | 24.24% |
Minimum payment changes
| Credit card | Current | From 30 November 2026 |
|---|---|---|
| Vertigo (for sale) Vertigo Platinum, No Annual Fee, Platinum Advantage (not for sale) |
2% of the Closing Balance or $10 (whichever is greater) | 2.5% of the Closing Balance or $25 (whichever is greater) |
If you have a special pricing arrangement, the changes outlined above may not apply to you. If you're an existing customer, you'll receive a personalised communication in October outlining your changes.
New rules introduced by the Reserve Bank of Australia (RBA) on 1 October 2026 changed the way credit cards work for businesses and customers.
In response, we have undertaken a comprehensive review of our credit card portfolio and made product updates to ensure our offerings remain sustainable and continue to meet customers’ needs over the long term.