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Small Business Loans

Small Business Loans
We understand that when you’re a small business cash flow is always on your mind. With one of the longest business lending terms in the market, we can help you grow your business whilst optimising your repayments.

Special offer

2.39% p.a. fixed rate offer

Move your business plans forward with our lowest business loan fixed rate offer in years^.  ​

2 or 3 year term​

Partial or full asset security required ​

Apply by 30 November 2021 and settle by 31 January 2022 to be eligible ​

Borrow from $20k to $3m


Loan term up to 30 years, depending on rate option chosen and security provided


  • Borrow from $20,000 and above
  • Fixed or variable rate business loan
  • Flexible repayment options
  • Potential tax benefits.*


Your loan options

Variable rate

  • Make additional repayments without penalty
  • Security options include cash, property, a guarantee or business assets
  • Flexible repayment structures include Interest Only or Principle, Interest and Fees.

See all business lending variable rates >

Fixed rate

  • Provides interest rate certainty and set repayments to help with budgeting
  • Interest can be paid in advance for the year, ahead or on a monthly basis to help manage cashflow
  • For fixed rates please call our business finance specialists on 1300 992 226.



Customer is:

  • a business entity domiciled in Australia; or
  • an individual 18 years and above or strata corporation domiciled in Australia and requires the funding for business or investment purposes other than investment in residential property.


How to apply

Important information

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.​

Before making a decision, it's best to read the terms and conditions which are available on application. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.​

^Applies to partially or fully secured fixed rate business loans of up to $3m for 2 or 3 years. Applications must be submitted by 30 November 2021 and settled by 31 January 2022 to be eligible. Other fees and charges apply. ​

Find out what information you need to provide to become a customer.