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Small Business Loans
We understand that when you’re a small business cash flow is always on your mind. With one of the longest business lending terms in the market, we can help you grow your business whilst optimising your repayments.
- Variable rate commercially secured loans now have a maximum term of 25 years (up from 15 years)
- Variable rate residentially secured loans now have a maximum term of 30 years (up from 25 years).
A helping hand for our small business customersEligible small business customers can defer principal and interest repayments of business term loans or equipment loans for up to six months. |
Features
- Borrow from $20,000 and above
- Fixed or variable rate business loan
- Flexible repayment options
- Potential tax benefits.*
Your loan options
Variable rate
- Make additional repayments without penalty
- Security options include cash, property, a guarantee or business assets
- Flexible repayment structures include Interest Only or Principle, Interest and Fees.
Fixed rate
- Provides interest rate certainty and set repayments to help with budgeting
- Interest can be paid in advance for the year, ahead or on a monthly basis to help manage cashflow
- For fixed rates please call our business finance specialists on 1300 992 226.
Eligibility
- Your business must be registered in Australia.
How to apply
Important information
Eligibility criteria applies. Credit criteria, fees, charges, terms and conditions apply and are available on request. Please speak to your business finance specialist to find out more.
Find out what information you need to provide to become a customer.
Before making a decision, it's best to read the terms and conditions which are available on application.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.
Before making a decision, it's best to read the terms and conditions which are available on application. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.