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Caravan and Trailer Insurance

Choose the right cover for your caravan or trailer, whether it’s on-site at home in between trips, or while you’re away on holidays.

Caravan & Trailer Insurance offers:

  • Replacement of caravan or trailer^ - if it becomes a total loss within the first 2 years of the starting date of the original registration, it will be replaced with a new caravan or trailer of the same make, model and series if your caravan or trailer was purchased new by you at the time
  • Emergency repairs - up to $500 for emergency repairs which may be necessary to enable you to tow your caravan or trailer to its intended destination after it is involved in an accident
  • Temporary accommodation - up to $400 in reasonable costs of necessary temporary accommodation if your caravan or camper trailer is uninhabitable following an accident
  • Legal liability – cover for your legal liability which occurs within Australia, up to $20 million involving damage to other people’s property through the use of your caravan or trailer
  • Accidental loss or damage cover Australia-wide
  • Cover for certain contents – such as your camping furniture, bedding, utensils, crockery, provisions, household goods, clothing, and personal effects all of which are carried in your caravan or trailer.

The table below provides a summary of key features and benefits which may assist in finding caravan and trailer insurance that may suit your needs.

Conditions apply, so you should read the Product Disclosure Statement (‘PDS’) for BankSA Caravan and Trailer Insurance for details of full terms and conditions, including exclusions and limits.

Key benefits Caravan and Trailer Insurance Cover
Cover for accidental loss or damage to your caravan or trailer Australia wide  
Cost of emergency repairs necessary to enable you to tow your caravan or trailer to its intended destination if involved in an accident covered by the policy Up to $500
Reasonable costs of recovery from anywhere in Australia if your caravan or trailer is stolen. The maximum payment will be the lesser of the market value of your caravan or trailer at the time it was stolen or the sum insured.  
Replacement of caravan or trailer after a total loss with a new caravan or trailer of the same make, model and series, if it’s within the first 2 years of the starting date of your original registration and if your caravan or trailer was purchased new by you at the time^  

Reimbursement of transportation costs necessary to:

  • return you home in the event that your caravan or trailer cannot be safely driven home after being involved in an accident; and 
  • collect your caravan or trailer when it has been repaired
Up to $400
Reimbursement for costs of new mechanical and electrical components for motors up to five years old Up to $200
Spoilage of food which cannot be eaten because of loss or damage to your caravan or trailer or contents covered by your policy  
Approved legal costs and expenses in defending any court proceedings which may arise from a claim for accidental loss, damage or liability covered by your policy  
Loss or damage to contents arising from theft or accident involving your caravan or trailer  

Read the PDS (PDF 788kb) to make sure this insurance meets your needs.

Help keep your caravan or trailer covered in the event the unexpected happens.

Call 1800 825 200, 24 hours a day, 7 days a week.

If you need to make a claim:

  • Do not admit liability
  • Contact 1800 825 200 as soon as possible after the incident or loss
  • Take all reasonable steps to prevent any further loss or damage from occurring
  • Call the police if your caravan or trailer is stolen or maliciously damaged, or if any person was injured as a result of the accident, and get a written report (noting the name of the police officer and police station where you made the report)
  • Obtain as many details as possible on the event, witnesses (including passengers and drivers) or vehicles involved, and gather any other evidence or information to support your claim, such as medical certificates and reports
  • Keep the property that has been damaged as it may need to be inspected
  • The insurer will advise you about the other aspects of the claims procedure which apply (this information can also be found in the policy terms and conditions).

You may need to provide this information when making a claim.

Important information

Caravan and Trailer Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). BankSA - a Division of Westpac Banking Corporation ABN 33 007 457 141 refers clients to Allianz for their caravan and trailer insurance needs, but does not guarantee the insurance.  

If you take out Caravan and Trailer Insurance with Allianz, the Bank will receive a commission of 10% of the premium (exclusive of GST) and may also receive a step-up commission based on annual sales of certain general insurance products by Allianz. Policy terms, conditions, limits and exclusions apply.

^ Subject to availability. If a replacement caravan or trailer is not available, you will be paid either the market value or agreed value of the caravan or trailer.

This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDF 788kb) to see if this insurance is right for you. Call 1800 825 200.

© BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.