Super made super easy, with your super conveniently together with Internet Banking.
Access to your super via Internet Banking
Branch Advantage™ to help consolidate your super2
Visit us in branch and we can help you:
This means no confusing forms, paperwork or calling old super funds. We will do everything required to open your new account and consolidate your old ones in branch for FREE!
Tax-effective life insurance
One fund for life – made up of three sub accounts
Depending on your stage in life open your account as one of the following:
Let BT manage your money for you
Choose your own investment options
Low, transparent fees
Indirect cost ratio - Stronger Super expense recover and superannuation levy
The average Australian has multiple super funds. That's extra fees you could be saving if you just had the one account. We can take the hassle out of tracking down and combining your super2; just visit us in branch and we'll organise it all for free. We call that our Branch Advantage™.
Visit us in branch with:
Find your nearest branch.
What you’ll need
This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.
* This amount hasn't been determined for the financial year before this information was issued. It has been included as an estimate of what the indirect cost ratio may be for the 2013/2014 financial year. Additional fees and costs may apply. Please refer to the ‘Fees and Costs’ section of the BT Super for Life Additional Information Booklet.
1. Advance Asset Management manages the BT Super for Life Lifestage funds and is Money magazine’s Best Fund Manager for 2012 and 2013.
2. There is no charge for accepting any rollovers, but before requesting a rollover, you should check with your other fund/s to see if there are any exit fees for moving your benefit, or other loss of benefit (e.g. insurance cover). There may be limited circumstances where your employer is not required to accept your Choice of Superannuation fund form eg. If you have already exercised Super Choice in the last 12 months.
3. An exclusion applies for any claim related to a pre-existing medical condition you have when you open your BT Super for Life account.
4. The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Your individual situation may differ and you should seek independent professional tax advice on any taxation matters.
BT Funds Management Limited ABN 63 002 916 458 is the issuer of interests in the BT Super for Life which is a part of Retirement Wrap ABN 39 827 542 991, RSE R1001327. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG), or obtain a copy by calling 1300 653 553, or visit any BankSA branch. You should obtain and consider the PDS and FSG before deciding whether to acquire, continue to hold or dispose of interests in the Fund. An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (Westpac), St.George Bank, BankSA, or Bank of Melbourne (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.
Novel and innovative features of the BT Super for Life product are the subject of Australian Innovation Patent No. 2011101184.