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Why manage your own super?

More control
Running your own super fund puts you in the driver’s seat.
Invest your way
Choose your own investments and know where your money is.
Your family super
Pool your super as a family with up to 6 members in your fund.

Where are you on your journey?

I want to start an SMSF

Get started with confidence with BT SMSF.

Learn more at

I already have an SMSF

Open up your investment opportunities with BT SMSF.

Learn more at

I just want a bank account

Manage your SMSF’s cash and invest in term deposits, all in one place.

BT CMA Saver

BankSA has partnered with BT

To help you do more with your super, we’ve partnered with BT – BankSA’s wealth expert and one of Australia’s leading investment specialists. BT has been helping Australians manage, grow and protect their money since 1969.


Jargon-free SMSF lessons

Simple, jargon-free lessons on setting up an SMSF, investing and staying compliant with relevant laws. Download the free BT SMSF App now.

SMSF investor hub

Explore insights and strategies to help you make the most of your self managed super fund.

Explore at

Important information

The information on this website has been prepared by BT Portfolio Services Ltd ABN 73 095 055 208 AFSL 233715 (BTPS) and is current as at May 2019. The information provided is general in nature and does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness and read the disclosure documents before making any decision. All examples and images are for illustrative purposes only. Past performance is not a reliable indicator of future performance.

BTPS operates Panorama Investments. Westpac Financial Services Ltd ABN 20 000 241 127 AFSL 233716 (WFSL) is the responsible entity and issuer of interests in BT Managed Portfolios. Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) is the issuer of the BT Cash Management Account (BT CMA), BT Cash Management Account Saver (BT CMA Saver) and Westpac term deposits. These products are referred to as the Panorama products.

A Product Disclosure Statement (PDS) or other disclosure documents for the Panorama products can be obtained by contacting BT on 1300 554 267 or by visiting BTPS and WFSL are subsidiaries of Westpac. Apart from any interest investors may have in Westpac term deposits, Westpac securities, the BT CMA, or the BT CMA Saver acquired through the Panorama operating system, an investment acquired using the Panorama operating system is not an investment in, deposit with or any other liability of Westpac or any other company in the Westpac Group. These investments are subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of any investments acquired through the Panorama operating system.

Conditions, fees and charges apply for BT CMA, BT CMA Saver and Westpac term deposits issued by Westpac. Westpac may change these or introduce new ones in the future. For BT CMA Saver and term deposits issued by Westpac you may be entitled to payment under the Australian Government’s Financial Claims Scheme in the event that Westpac becomes insolvent. Payments under the Financial Claims Scheme are subject to a limit for each depositor for eligible deposits held in Westpac. Information about the Financial Claims Scheme can be obtained from BT CMA, BT CMA Saver and Westpac term deposits are available only in Australia.