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End of Financial Year is the time to consider fixing the rate on your new or existing BankSA Margin Loan. 

Customers who wish to rollover an existing fixed interest rate loan, please refer to the date specified in the maturity letter/email we sent to you. 

For new customers who haven’t previously fixed their rate or existing customers wanting to change the start date of their fixed rate loan, the deadline to fix the rate is 30 June 2020.

In addition to submitting your application, your prepaid interest payment (if prepaying) will need to be received by the start date of your new fixed interest rate loan.

How to fix your interest rate

Prior to submitting a fixed interest rate contract application we recommend that you read the sections 'Fixed Interest Rate Loans' and 'Fixing the rate on your BankSA Margin Loan' below.
Step 1.
Apply online using the button below or log into your BankSA Margin Loan account and complete a Fixed Rate Rollover Request form.
Step 2.
Find the details to complete the form either in the letter we mailed to you or email we sent you.
Step 3.
Pay your prepaid interest payment (if prepaying) by the start date of your new fixed interest rate loan. See 'What are the fixed interest rate payment options' below for payment options.

Fixed interest rate loans

Read the information below or download  Additional information about fixed interest rate loans (PDF 243KB)

It is a loan where the interest rate is fixed (stays the same) for an agreed period.


Fixing the rate on your BankSA Margin Loan

Read the information below or download  Fixed Interest Rate Loans - Frequently Asked Questions (PDF 454KB)

For existing customers please refer to the maturity date on your rollover letter/email. 

For new customers who haven’t previously fixed their rate or existing customers wanting to change the start date of their fixed rate loan, the deadline to fix the rate on your BankSA Margin Loan is 30 June 2020.

 

 


Important information

BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 is the issuer of the BankSA Margin Lending Margin Loan Product Disclosure Statement (“PDS”). This information has been prepared without taking into account your personal objectives, financial situation or needs so, before acting on it, you should consider its appropriateness in regard to these factors. The PDS and other disclosure documents are relevant when deciding whether to acquire or hold this product and can be obtained by phoning 1300 305 172. The tax position described is a general statement and is for guidance only. It has not been prepared by a registered tax agent. It does not constitute tax advice and is based on current tax laws and our interpretation. You should seek independent professional tax advice to determine any taxation implications applicable in your circumstances.