Credit criteria, fees, charges, terms and conditions apply.
It is your decision whether this product is right for you. Please read the , and before deciding. If you need help, call 13 13 76 .
Interest rates are subject to change.
Unsecured Personal Loan repayment terms range from 1 to 5 years for a fixed rate loan and 1 to 7 years for a variable rate loan. Interest rate ranges and representative examples are based on an unsecured loan of $30,000 borrowed for 5 years:
Secured Personal Loan Repayment terms range from 1 to 7 years. Interest rate ranges and representative examples are based on a secured loan of $30,000 borrowed for 5 years:
1. Your interest rate may vary depending on our credit assessment and the detail you provide us in your application. The information you provide at the time of application will help us make an appropriate credit assessment based on your financial situation. This assessment includes your interest rate, which will be presented to you on your loan offer contract.
2. Comparison rates help you understand the true cost of a loan. The comparison rate is based on a Personal Loan with a loan amount of $30,000 and a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
3. All redraw requests are subject to Bank approval. Minimum redraw amount is $500 and a fee applies to each redraw request.