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Get Set Loan

Tide yourself over, without being tied down with a Get Set Loan from BankSA
The Get Set personal loan is a convenient and reusable loan without an expiry date. It allows you to withdraw funds whenever you want (up to an agreed limit) without reapplying.


Get Set Loan features

Whether you're planning a wedding or making home improvements, a Get Set loan could be ideal in allowing you to manage your payments over time.

  • Access more funds, whenever you need, up to an approved limit
  • Only pay interest on your outstanding balance, not the assigned credit limit
  • Apply for a credit limit ranging from $5,000 to $50,000


  • Easy access to your funds 24 hours a day via Online & Mobile Banking
  • Make payments above the minimum monthly repayment at any time1


  • No fee for additional withdrawals, no early repayment fee and no exit fee.
  • Establishment fee: $150 
  • Monthly Administration fee: $12
  • Monthly repayments: Pay $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee, whichever is higher.


17.00% p.a.2

Annual percentage variable rate


Have you got questions about applying?

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

1. The required minimum monthly repayment on Get Set Loans is equal to 1.25% of the outstanding balance (rounded up to the nearest dollar) or $50, plus the monthly interest charge and administration fee, whichever is higher.

2. For new loans approved from 1st November 2016.

3. BankSA Get Set Protect is issued by Insurance Australia Limited ABN 11 000 016 722 trading as Swann Insurance (who issues the Involuntary Unemployment cover and the Disablement cover) and St.George Life Limited ABN 88 076 763 936 (who issues the Death cover).  BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. St.George Life Limited is a subsidiary of the Bank. This information is general only and does not take into account your personal circumstances.  Read the relevant Product Disclosure Statement, available at BankSA Get Set Protect, to see if this insurance is right for you.

Still not sure?

Use our helpful tools to help compare and select the right personal loan for you.