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Backing the growth of South Australia

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Get $3k cashback when you refinance.

Switch your home loan to BankSA and get $3k cashback.

Apply by 30/09/21. Min loan amount $200k and LVR less than 90%. Eligibility criteria, exclusions & fees apply.

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Great perks.

Just because.

Introducing My Offers Hub.

Make your dream home a reality.

Apply for a home loan online and get your lowest personalised rate.

Conditions apply

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Fixed Rate Home Loan

For Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. Available for new loans as well as existing variable rate home loan customers looking to fix all or part of their loans. If you’re an existing BankSA Home Loan customer, find out how to manage your home loan.


2.09% p.a.
1 year fixed rate
3.56% p.a.
Comparison rate*
1.89% p.a.
2 year fixed rate
3.43% p.a.
Comparison rate*
2.08% p.a.
3 year fixed rate
3.37% p.a.
Comparison rate*
2.59% p.a.
4 year fixed rate
3.45% p.a.
Comparison rate*
2.89% p.a.
5 year fixed rate
3.52% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

Feedback and complaints

We welcome your feedback whether it's a compliment, suggestion or a complaint.

Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.