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Backing the growth of South Australia

Zero monthly account fees. You're welcome.

Switch banks, get a $4k thanks.

Switch your home loan to BankSA and get a $4k cashback when you refinance today.

First refinance application only. Apply by 30/06/21. LVR up to 80%. Min loan $200k. Exclusions & T&Cs apply.

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Great perks.

Just because.

Introducing My Offers Hub.

Make your dream home a reality.

Apply for a home loan online and get your lowest personalised rate.

Conditions apply

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Fixed Rate Home Loan

For Owner Occupier (Principal & Interest) Advantage Package Home Loans4, $395 annual package fee applies. Available for new loans as well as existing variable rate home loan customers looking to fix all or part of their loans. If you’re an existing BankSA Home Loan customer, find out how to manage your home loan.


2.09% p.a.
1 year fixed rate
3.56% p.a.
Comparison rate*
1.99% p.a.
2 year fixed rate
3.44% p.a.
Comparison rate*
2.08% p.a.
3 year fixed rate
3.37% p.a.
Comparison rate*
2.29% p.a.
4 year fixed rate
3.35% p.a.
Comparison rate*
2.59% p.a.
5 year fixed rate
3.41% p.a.
Comparison rate*


T&C's apply. See comparison rate warning.

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Customers in need of extra care

If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.