Amplify rewards credit card

Why?
Features
Special offers
Rates & key fees
Details

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Why Amplify with everyday rewards?

Spend on your card and earn points to redeem for gift cards, merchandise and travel

$79

$0 annual card fee in the first year ($79 in subsequent years)^

1 point/$ 1

on all eligible purchases, uncapped.¹

19.49% p.a.

variable interest rate on purchases.

Features

Up to 55 days

Interest free when you pay the closing balance by the statement due date each month. Note: interest free days don't apply to balance transfers.

Amplify Points

To redeem on frequent flyer programs (such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer programs), gift cards, retail vouchers, homewares, travel and more.²

Auto-Redemption

Opt in to automatically convert Amplify Points to Velocity Frequent Flyer points.³

An extra card

For an additional cardholder aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.

Special Offers

3 % P.A.

for
36 months
on balance transfers^#

Rate then switches to the variable cash advance rate.

$0

annual
card fee
for the first year^{^}

Usually $79. Only available on new cards.

What else do I need to know?

#Balance transfer promotion: Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card by 26th September 2018, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% (0% for Vertigo card) of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account (excluding Amplify balance transfers). The applicable variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

^$0 annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Amplify credit card between 19th April 2018 and 26th September 2018, and make your first purchase within 12 months of card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

Rates

19.49% p.a. variable interest rate on purchases
20.24% p.a. variable cash advance interest rate
2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
3% of the Australian dollar value for transactions with merchants based overseas

Key fees

$79.00 Annual card fee
$15.00 Fee applied for each late payment or missed payment
$9.00 For each dishonour of a payment under the automatic payment plan
$15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)

Complimentary services

Linking to BankSA bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100

How to apply for a credit card

You apply online in 10 minutes.

We review your application and may ask for supporting documents.

If approved, you'll receive all the information you need to activate and make the most of your new card.

The Detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.

Credit Card Conditions of Use

All you need to know about our cards.

Credit Card Accounts Fees and Charges

A complete list of card-related costs.

Rewards Terms and Conditions

All you need to know about rewards.

Not right? Try these

Amplify Platinum

A rewards card
with extras

Amplify Signature

Lounge passes,
insurance and more

View all cards

Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^$0 annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Amplify credit card between 19th April 2018 and 26th September 2018, and make your first purchase within 12 months of card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

1. Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 658KB). Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.banksa.com.au.

2. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586.

3. Set up Velocity Auto-Redemption via amplify.banksa.com.au/autovff or by calling 1300 600 266. Once set up, each month your entire BankSA Amplify Points balance will be transferred to your nominated Velocity Frequent Flyer Account on your credit card statement cycle date. A minimum of 2 Amplify Points is required before points can be transferred. Receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity Account, must match the primary cardholder's name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Please allow 3 business days for the processing of the transfers. You will not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms and Conditions and cannot be reversed. Velocity membership and the earn and redemption of Velocity Points is subject to the Member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time. All transfer of points will occur on your statement date. Velocity Auto-Redemption is a variation to the Amplify Rewards Terms and Conditions (PDF 658KB) and allows you to automatically convert your Amplify Points to Velocity Points for less than 3,000 Amplify Points. The redemption of Amplify Points is otherwise subject to the Amplify Rewards Terms and Conditions (PDF 658KB). You can opt-out of Velocity Auto-Redemption by calling the Amplify Rewards centre on 1300 600 266, 8am-8pm (AEST), Monday to Friday.

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