The European Union General Data Protection Regulation (‘EU GDPR’) regulates the processing of personal information under European Union (EU) law. The Data Protection Act 2018 (UK) (‘DPA 2018’) and the United Kingdom General Data Protection Regulation (‘UK GDPR’) regulate the processing of personal information under UK law. In this Policy, UK and EU data protection laws mean the EU GDPR, the DPA 2018 and the UK GDPR.
If you are interacting with our Westpac UK branch, or we are offering products or services to you whilst you are located in the UK or EU, or we are monitoring your behaviour whilst you are located in the UK or EU, our collection, use, disclosure and processing of your personal information is regulated by UK and EU data protection laws.
Our Privacy Statement provides important information about how we collect and handle your personal information, including the purposes for which we collect and use your information and the types of organisations we share it with (some of which are located outside of Australia). It also explains how you can access and correct the personal information we hold about you, and how you can make a complaint about our handling of your personal information.
Comprehensive credit reporting (CCR) in Australia now means your credit report contains more information, such as account open and close dates, types of credit, credit limits and up to 24 months of repayment history information.