Amplify Rewards and Amplify Qantas Rewards cards (no longer for sale)
Important notice
From 22 August 2025, there will be changes to how you earn Points on your Amplify Rewards Credit Card. Find out more.
Latest Information
Our Amplify cards are no longer available for sale. Here's a full list of our available credit cards.
If you currently have an Amplify card, nothing has changed. All benefits, features and fees outlined on this page still apply.
Key Rates & Fees
- Annual card fee: $79
- 1 Amplify Point: Per dollar on eligible purchases – uncapped1
- 0.5 Qantas Points: Per dollar on eligible purchases – uncapped2
- Variable purchase rate: 20.99% p.a.
- Variable cash advance rate: 21.99% p.a.
- Interest free days on purchases: Up to 55 days on purchases only3
- Minimum credit limit: $500
- Minimum repayments: 2% of the closing balance outstanding, or $10; whichever is greater. If the closing balance is less than $10, it must be paid in full.
Features
- Complimentary additional cardholder: Add a second cardholder (16 or over) for free, while keeping all the spend & points on the one account4.
- Fraud protection: Feel confident using our cards, with 24/7 fraud monitoring, Secure Online Shopping Service, and the BankSA Fraud Money Back Guarantee5.
What fees apply to this card?
- Cash advance fee: 3% of each cash advance amount
- Foreign transaction fee: 3% of the Australian dollar value for transactions with merchants based overseas
- Missed payment fee: $15 fee applied for each late payment fee or missed payment
Important information
1 The earning and redemption of Amplify Points is subject to the Amplify Terms and Conditions (PDF 257KB). Purchases that are not eligible to earn points include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances.
2 The earning and redeeming of Qantas Points is subject to the Amplify Terms and Conditions (PDF 257KB). You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Purchases that are not eligible to earn points include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. You do not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Qantas Points earned during a statement cycle are added to your Qantas Points balance on a monthly basis.
3 55 Days Interest Free: Receive up to 55 days interest free on your purchases if your Monthly Payment Balance is paid in full by the due date shown each month. This amount is calculated as the main account balance minus the balance transfer amount plus any Plan&Pay instalments for this month. If you do not have any Plan&Pay instalments or a balance transfer, the Monthly Payment Balance will be the same as the Closing Balance.
4 An additional credit card can be issued on the primary cardholder's account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. All Amplify Points or Qantas Points remain the benefit of the primary cardholder.
5 Fraud Money Bank Guarantee: Our BankSA Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted BankSA promptly. Refer to the Credit Card Terms and Conditions (PDF 351KB) for full details, including when a customer will be liable.