BT Protection Plans
- Protection Plans offer a comprehensive range of life insurance solutions to protect you from the financial effects of injury, illness, permanent disability and death
- Flexible choices for a fully tailored insurance solution
- Provides peace of mind knowing you have plans in place to protect yourself and your loved ones
- Affordable wide-ranging insurance whether you are single, married, starting a family or planning for your retirement.
How to apply
The Insurer of BT Protection Plans is Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL Number 233728 (‘the Insurer’).
BT Protection Plans is issued by the Insurer except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472, AFSL Number 233731 (‘WSAL’) as trustee of the Westpac MasterTrust ABN 81 236 903 448. The Insurer and WSAL are wholly owned subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, (‘the Bank’). None of the BT Protection Plans, an interest in the Westpac MasterTrust or Retirement Wrap ABN 39 827 542 991, RSE Registration R1001327 (of which SuperWrap is part of), nor an investment in Wrap, are an investment in, deposit with or other liability of the Bank. These policies are distributed by BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 (BankSA). Westpac Life is a subsidiary of Westpac Banking Corporation (Bank). BT Advisers are representatives of Westpac Banking Corporation ABN 33 007 457 141 AFSL & Australian Credit Licence 233714 (Westpac). BT Advice is a division of Westpac. Neither the Bank, nor any member of the Westpac Group (other than the Insurer) guarantees the benefits payable in relation to BT Protection Plans.
This information has been prepared without taking into consideration your personal needs and financial circumstances. You should consider the appropriateness of this information with regard to your objectives, financial situation and needs. Before making a decision in relation to BT Protection Plans, you should consider the Product Disclosure Statement and Policy Document (PDS) and consider whether the product is right for you. The PDS explains conditions, terms, limits and exclusions and is available from your financial adviser. The BankSA Privacy Statement is available here.
1 Cancer Institute NSW, 'The Cancer in NSW Incident and Mortality Report' 2007
2 Calculation based on data of individual disability income insurance sold by Australian life offices, Institute of Actuaries of Australia 2002. Report of the Disability Committee, IA Aust, Sydney
3 Insurance Statistics Australia, June 2010