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Borrowing for a holiday

Are you planning a romantic get-away, honeymoon, a trip around the world or that short trip to unwind? Besides planning the trip, planning how to finance a holiday is a challenge.

With different terms and the choice of a fixed or a variable interest rate, a personal loan is a great way to finance your holiday or honeymoon. You can tailor your loan to suit your needs or lifestyle. Planning the finances of your holiday should not be stressful!

Suggested personal loans for holiday and travel expenses

Unsecured Personal Loan

  • A convenient redraw facility on our variable interest rate option
  • Fixed interest rates from 11.49% p.a.3 (comparison rates from 12.57% p.a.1) for the life of your loan
  • Choose the term of your Unsecured Personal Loan - from 1 to 7 years.

Get Set Loan

  • Access to your funds whenever you need without reapplying, up to an approved limit
  • Only pay interest on your outstanding balance, not the assigned credit limit
  • 24 hour access to funds via Internet Banking or Phone Banking2
  • Great variable interest rate of 17.00% p.a.

Access to money overseas

Find out what the latest foreign currency rates are and how to access your money while overseas.

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

1. The comparison rate is based on an Unsecured Personal Loan with a loan amount of $30,000 and a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2. Subject to system availability.

3. Our risk-based pricing means the loan interest rate may vary between 12.49% p.a. and 19.99% p.a. depending on our credit assessment and the detail in your application. Interest rates may change and margins may apply in some circumstances. Your loan is more likely to be approved if you’ve been with BankSA for six months or more.