Borrowing for a holiday
Are you planning a romantic get-away, honeymoon, a trip around the world or that short trip to unwind? Besides planning the trip, planning how to finance a holiday is a challenge.
With different terms and the choice of a fixed or a variable interest rate, a personal loan is a great way to finance your holiday or honeymoon. You can tailor your loan to suit your needs or lifestyle. Planning the finances of your holiday should not be stressful!
Suggested personal loans for holiday and travel expenses
- Enjoy a 1% p.a. discount and $0 establishment fee on fixed rate Unsecured Personal Loans when you apply before 8 September 2017*
- A convenient redraw facility on our variable interest rate option
- Fixed interest rates from3 11.99% p.a. (comparison rates from 12.78% p.a.1) for the life of your loan
- Choose the term of your Unsecured Personal Loan - from 1 to 7 years.
Fixed rate offer
Select fixed rate interest option to claim offer*
Standard variable rate applies
- Access to your funds whenever you need without reapplying, up to an approved limit
- Only pay interest on your outstanding balance, not the assigned credit limit
- 24 hour access to funds via Internet Banking or Phone Banking2
- Great variable interest rate of 17.00% p.a.
Conditions, fees and credit criteria apply.
Before making a decision, it's best to read the terms and conditions:
- Personal Loan Terms and Conditions
- Personal Loan Fees and Charges
- Secured and Unsecured Personal Loans
The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.
1. The comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2. Subject to system availability.
3. The actual interest rate applicable to the loan will be based on the information you provide at the time of your application and our credit assessment. The rates available range from 10.99% p.a. to 19.99% p.a.
*$0 establishment fee and discounted rate promotion: Offer of a fixed interest rate 11.99% p.a. (comparison rate 12.78% p.a.) and $0 establishment fee available to all customers who complete an application for a new fixed rate BankSA Unsecured Personal Loan made via the Fixed Rate offer ‘Get Started’ button on this webpage before 8 September 2017. This offer is only available for the fixed rate Unsecured Personal Loan product. Credit criteria, fees, and charges apply. Terms and conditions available on request. All other fees and charges outlined on the product page and in the product disclosure statement apply.