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Manage your loan

It’s easy to check your loan details, apply for an increase, make repayments and more.

With Internet Banking you can:

  • Check your loan balance and recent transactions
  • Check your interest rate
  • Make repayments
  • See when your next repayment is due.

On a variable rate Personal Loan, you can request to access any additional repayments made using our redraw facility

  • You can also use Internet and Phone Banking to request redraws from your personal loan and have your money transferred into your transaction account
  • Visit a BankSA branch.
  • Fax or post through a completed redraw request form.

Apply to increase your loan amount or credit limit

To apply to increase your Unsecured or Secured Personal Loan, simply call us on 13 13 76 or visit your local BankSA branch

To increase your Get Set Loan simply apply online (available to existing Get Set Loan customers only).

To increase your Personal Overdraft, please call us on 13 13 76 or visit your local Bank SA branch.

Make your repayments

Change your repayment due date

If you would like to change your repayment due date (for example, to coincide with your salary pay day), simply call us on 13 13 76 or visit a BankSA branch.

Minimise fees

Read our tips on how to minimise fees.

Learn more

Contact us

Have a question on your loan? Speak to us on 13 13 76

Visit a branch.

Important Information

Terms and Conditions

Fees and Charges

Internet Phone Banking Terms and Conditions

Get Set Loan Agreement General Terms and Conditions

Unsecured Personal Loans Overdraft General Terms and Conditions

Any advice on this website is general in nature and has been prepared without considering your objectives, financial situation or needs. Please read the product disclaimer and Terms and Conditions documents and consider your individual circumstances before applying for a BankSA Personal Loan. Credit criteria, fees, charges, terms and conditions apply. Information correct as of 10 February 2021.

Unless otherwise specified, the products and services described on this website are available only in Australia from BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.