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Product compare for Vertigo and Vertigo Platinum
Vertigo	Vertigo Platinum
$55/year annual card fee $500 minimum credit limit 13.74% p.a. variable interest rate on purchases 19.49% p.a. variable interest rate on cash advances	$0 annual card fee in the first year ($99 per annum thereafter)^ $6,000 minimum credit limit 12.74% p.a. variable interest rate on purchases 19.49% p.a. variable interest rate on cash advances Platinum extras
0% p.a. for 16 months^# On balance transfer requested at card application. No balance transfer fee.	0% p.a. for 26 months^# On balance transfers requested at card application. A 2% balance transfer fee applies.
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Vertigo

$55/year annual card fee

$500 minimum credit limit

13.74% p.a. variable interest rate on purchases

19.49% p.a. variable interest rate on cash advances

0% p.a. for 16 months^#

On balance transfer requested at card application. No balance transfer fee.

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Vertigo Platinum

$0 annual card fee in the first year ($99 per annum thereafter)^

$6,000 minimum credit limit

12.74% p.a. variable interest rate on purchases

19.49% p.a. variable interest rate on cash advances

Platinum extras

0% p.a. for 26 months^#

On balance transfers requested at card application. A 2% balance transfer fee applies.

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Important information

Conditions, fees and credit criteria apply.

Credit Card Conditions of Use (PDF 6MB)

Credit Card Accounts Fees and Charges (PDF 162KB)

Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 658KB)

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

These cards are issued as Visa cards.

#Balance Transfer Promotion: Available when you apply and are approved for a new Vertigo, Vertigo Platinum, No Annual Fee credit card between 27th September 2018 and 23rd January 2019, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 0% for Vertigo credit card, 1% for No Annual Fee credit card and 2% for Vertigo Platinum credit card of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

^First Year Fee Waiver: The first year fee waiver promotion is available when you apply for a new Vertigo Platinum or Amplify Platinum Rewards credit card between 27th September 2018 and 23rd January 2019. The first annual card fee at the special promotional rate will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.

1. Earn Amplify Points or Qantas Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 143KB) (PDF 658KB). Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.banksa.com.au.

Note: Amplify Rewards and Amplify Qantas are separate rewards programs that each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via bankofmelbourne.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via banksa.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

Balance Transfers

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Vertigo

Vertigo Platinum