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Interest rates

Interest rates are reviewed monthly and are subject to change. Rates below are effective 25 May 2018.

Effective Monday 22 October 2018, we will be increasing the variable interest rate on BankSA Margin Loans by 0.17%.

We carefully consider every interest rate decision we make as we know increasing interest rates impact our customers. This decision reflects a sustained increase in wholesale funding costs.

Variable Interest Rate (In arrears)

Rate

$0 to $249,999.99

7.18% p.a.

$250,000 to $499,999.99

6.93% p.a.

$500,000 and over

6.68% p.a.

Fixed Interest Rate (In advance)

$20,000 to $249,999.99

$250,000 to $499,999.99

$500,000 and over

Fixed 3 months

6.84% p.a.

6.59% p.a.

6.34% p.a.

Fixed 6 months

6.84% p.a.

6.59% p.a.

6.34% p.a.

Fixed 9 months

6.84% p.a.

6.59% p.a.

6.34% p.a.

Fixed 12 months

6.84% p.a.

6.59% p.a.

6.34% p.a.

Fixed 2  years

7.14% p.a.

6.89% p.a.

6.64% p.a.

Fixed 3  years

7.29% p.a.

7.04% p.a.

6.79% p.a.

Fixed 4  years

7.44% p.a.

7.19% p.a.

6.94% p.a.

Fixed 5  years

7.59% p.a.

7.34% p.a.

7.09% p.a.

  • You may choose to pay fixed interest monthly in arrears for an additional 0.10%
  • The maximum period you may pre-pay is 12 months in advance
  • Prepaid interest is not refundable

Cash Management Trust

Rate

All balances

0.50% p.a.