Interest rates

Interest rates are reviewed monthly and are subject to change. Rates below are effective 17th February 2026.

Variable Interest Rate (In arrears)

Rate

$0 to $249,999.99

9.83% p.a.

$250,000 to $499,999.99

9.58% p.a.

$500,000 and over

9.33% p.a.

Fixed Interest Rate (In advance)

$20,000 to $249,999.99

$250,000 to $499,999.99

$500,000 and over

Fixed 3 months

9.80% p.a.

9.55% p.a.

9.30% p.a.

Fixed 6 months

9.80% p.a.

9.55% p.a.

9.30% p.a.

Fixed 9 months

9.80% p.a.

9.55% p.a.

9.30% p.a.

Fixed 12 months

9.80% p.a.

9.55% p.a.

9.30% p.a.

Fixed 2  years

9.80% p.a.

9.55% p.a.

9.30% p.a.

Fixed 3  years

9.90% p.a.

9.65% p.a.

9.40% p.a.

Fixed 4  years

10.00% p.a.

9.75% p.a.

9.50% p.a.

Fixed 5  years

10.15% p.a.

9.90% p.a.

9.65% p.a.
  • You may choose to pay fixed interest monthly in arrears for an additional 0.10%
  • The maximum period you may pre-pay is 12 months in advance
  • Prepaid interest is not refundable

Cash Management Trust

Rate

All balances

2.85% p.a.