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Personal loan interest rates

Our personal loan rates can be found below. If you need help finding the right loan for you, call us on 13 13 76 or visit a branch.

Secured Personal Loan interest rates

Term Annual rate Comparison rate1
Variable interest rate from5 % p.a. % p.a.
Fixed interest rate from5 %* p.a. % p.a.

Unsecured Personal Loan interest rates

Term Annual rate Comparison rate2
Variable interest rate from % p.a.3 % p.a.
Fixed interest rate from % p.a.3 % p.a.
Variable interest rate %^ p.a.

Get Set Loan interest rate

Variable interest rate % p.a.4

How to apply

Important Information

Credit criteria, terms and conditions, fees and charges apply.

Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

1. The comparison rate is based on a Secured Personal Loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. The comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. The actual interest rate applicable to the loan will be based on the information you provide at the time of your application and our credit assessment. The rates available range from 10.99% p.a. to 19.99% p.a.

4. For new loans approved from 16 March 2015

5. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, the loan application must be under joint names. Initial rate indications quoted prior to full Loan-to-valuation ratio being completed may change dependant on the valuation of security offered. 

* Interest rate applicable to new loans approved on or after 15 June 2015.

^ Interest rate applicable to new loans approved on or after 22 November 2015.