Business low rate credit card
Apply online now in as little as 10 minutes
Visa Business features
Enjoy a low rate of 9.99% p.a. (variable) on purchases (new cards only) and 17.15% p.a. (variable) on cash advances.
55 interest free days
Up to 55 days interest free on purchases when you pay the closing balance by statement due date each month.
Get covered for the basics with complimentary insurance against fraudulent use and unauthorised transactions1.
Up to 10 cards
Keep your business organised with up to 9 additional cardholders with individual card limits.
Easier expense reporting
Detailed statements help to monitor and manage your expenses with optional consolidated summaries by department and division.
Rates and Fees
How to apply
Intend to use the card predominantly for business expenditure?
Are a permanent resident of at least 18 years of age?
Have your business registered in Australia?
Fees, charges and credit criteria apply.
Before making a decision, it’s best to read the terms and conditions.
- Visa Business Card Conditions of Use (for claim events prior to 1 October 2017)
- Visa Business Card Conditions of Use (effective 1 October 2017)
- Credit Card accounts - Fees & charges
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 1800 804 411.
1. AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Visa Business Card Conditions of Use which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading Visa Business Card Conditions of Use.