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Balance transfers

Balance transfer refers to a transfer of an outstanding balance from another credit, charge or Australian store card to your BankSA credit card.

Balance transfers do not refer to transfers of money between BankSA credit cards, or between BankSA credit cards and any other BankSA account.

  1. Start an online application for the credit card of your choice
  2. Select YES within the form that you would like to transfer a balance to your new BankSA credit card
  3. Supply card details for the balance you would like to transfer
  4. Complete the transfer by activating your new card.


Choose from one of the following options to transfer up to 2 non-BankSA credit or store cards to your existing BankSA credit card1:


Via phone

Call 13 13 76 to arrange a balance transfer over the phone.

Important information

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 13 76.

1 Existing BankSA credit card customers can request a balance transfer from another store, charge or non-St.George, non-Bank of Melbourne and non-BankSA credit card to their existing BankSA credit card account. Balance(s) transferred will be at the special balance transfer rate of 2.99% p.a. for 15 months. Rate then switches to cash advance rate. The variable cash interest rate applies to balance transfers requested at any other time. You can transfer up to two balances from another store or credit card to your BankSA credit card provided you meet the minimum requirements for balance transfers.