We use cookies to secure and tailor your web use. Our notice explains how we use cookies and how you can manage them. By continuing to use this site we assume you're ok with our notice.
Getting started
Here you'll find answers to questions about features on our home loans and finding the loan that's right for you. If you want to talk to a BankSA home loan expert, call us on 13 13 76.
- How do I know which loan best suits my needs?
- My parents/family would like to help me buy a home. How does this work?
- Do I need home loan approval before bidding at an auction?
- How do I apply for a home loan?
- What documents will I need to provide to apply for a home loan?
- How much can I borrow?
- How much deposit do I need?
- What is the First Home Owner Grant (FHOG) and how can I get it?
- Will I need Lender's Mortgage Insurance and what does this cover?
- When should I go to a solicitor?
- How long will it take for the Bank to approve my loan?
- How long before I will receive my loan funds?
- What if I've found my new home but haven't sold my current home?
- Does BankSA have building and contents insurance?
- How does Full interest offset (Mortgage Equaliser Offset & Repayment Offset) work?
Important information
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 13 76.