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What type of Car Insurance are you looking for?

Comprehensive Car Insurance

Cover for a range of incidents, including accidental loss (including theft) or damage to your vehicle.

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Third Party Property Damage Car Insurance

Cover for loss of or damage to someone else's property, including legal liability of up to $20 million.

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Why choose BankSA Car Insurance

Choice of repairer
You can choose your own repairer, at no extra cost1
24/7 online claims lodgement
We’ll do what we reasonably can to help support you every step of the way
Flexible payment options
Manage your budget – pay by the month at no extra cost2


Frequently Asked Questions

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with Westpac Banking Corporation ABN 33 007 457 141. Under this arrangement, BankSA Motor Insurance is authorised to arrange for the issue of this insurance by Allianz as its agent, not yours. All other services provided by BankSA Motor Insurance in relation to this insurance are not provided on behalf of Allianz. This means, if you purchase BankSA Motor Insurance, and need to make a claim, Allianz are there for you – helping you get back on track again as soon as possible.

Save up to 15%* with Comprehensive Car Insurance online

Eligible safe drivers can save up to 15% in the first year when buying a new comprehensive car insurance policy online*.


Important information

Cover is subject to your application for insurance being accepted.

* Save up to 15% on Comprehensive Motor Insurance is a combination of two discounts: 10% on your first year’s premium when buying a new policy online, and 0-10% Safe Driver Discount (SDD), based on the driving history of all drivers named on the policy. Save up to 15% discount is based on data which shows a substantial proportion of customers will receive a 5% SDD on their premiums. If you are eligible for more than one discount, we apply each of them in a predetermined order (excluding taxes and government charges). This means the effect of applying any subsequent discount will be reduced. For example, the combined effect of applying two 10% discounts consecutively means you will not see the full benefit of both discounts. Discounts may be subject to rounding and only apply to the extent any minimum premium is not reached. Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. Discounts do not apply to the premium for optional covers. If you would like more information, please refer to the PDS (PDF 1MB) and PED (PDF 1MB) guide for further information. 

1. Allianz may agree with you to use a repairer (other than the one you selected), or pay you reasonable repair costs. We will act reasonably in doing so.

2. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

3. Reduce your premium by listing your drivers. If you choose to reduce your premium by naming drivers on your policy, an unnamed driver will incur a $2,500 excess (this replaces the basic and all other excesses where applicable). Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, each of them are applied in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

BankSA Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). BankSA - a Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply.

This information does not take your personal objectives, circumstances or needs into account.

Read the relevant Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement. (PDF 164KB), Product Disclosure Statement (PDS) (PDF 1MB) and the Premium, Excess, Discount and Options Guide (PED) (PDF 1MB) to see if this insurance is right for you. Call 1800 825 200.

A target market determination has been made for this product. Please visit https://www.banksa.com.au/tmd for the target market determination.

By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

BankSA’s Privacy Policy is available at banksa.com.au or by calling 13 13 76. It covers:

  • How you can access the personal information BankSA holds about you and ask for it to be corrected;
  • How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by BankSA and how BankSA will deal with your complaint; and
  • How BankSA collect, hold, use and disclose your personal information in more detail.

© BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.