Essential Care also comes with these additional benefits:

• Sum insured safety net (building 10% / contents 5%)
• Emergency accommodation: up to $10,000 if you have building  cover (or up to $5,000 if you have contents only cover).
• New for old replacement on contents, irrespective of age, where an item cannot be repaired

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Artworks, collections and collectables are covered up to $3,000
• Jewellery and watches are covered up to $500 per item or up to $3,000 per claim

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You're covered for loss or damage caused by:

• Theft
• Storm, flood, fire, lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion

You’re also covered for legal liability of up to $20 million

Quality Care also comes with these additional benefits:

• Sum insured safety net (building 20% / contents 10%)
• Emergency accommodation for up to 12 months or 10% of the sum insured (whichever is less)
• New for old replacement on contents, irrespective of age, where an item cannot be repaired
  

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Artworks, collections and collectables are covered up to $10,000
• Jewellery and watches are covered up to $1,000 per item or up to $5,000 per claim

____________________________________

You're covered for loss or damage caused by:

• Theft
• Storm, flood, fire lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion
• Accidental breakage of glass
• Electrical motor burnout

You’re also covered for legal liability of up to $20 million

Premier Care also comes with these additional benefits:

• Sum insured safety net (building 30% / contents 20%)
• Emergency accommodation for up to 12 months or 10% of the sum insured (whichever is less)
• New for old replacement on contents, irrespective of age, where an item cannot be repaired
• Rainwater tanks and solar heating up to $5,000
• Contents cover for accidental loss or damage (including theft) anywhere in Australia

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

• Artworks, collections and collectables are covered up to $20,000
• Jewellery and watches are covered up to $5,000 per item or up to $20,000 per claim

____________________________________

Loss or damage caused by:

• Theft
• Storm, flood, fire lightning, earthquake, impact, explosion
• Escape of liquid
• Malicious acts, riot and civil commotion
• Accidental breakage of glass
• Electrical motor burnout
• Accidental loss or damage to your building or contents

You’re also covered for legal liability of up to $20 million