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Important: We’re not currently offering Landlord Insurance.

There may be other insurance options available to suit your requirements; please refer to the Insurance Council of Australia for a list of alternative providers.

 

Why choose BankSA

Buy online & save 15%*
Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER*
Flexible payment options
Pay by the month at no extra cost^
24/7 claims support
We’ll do whatever we can to help you in your hour of need

 

What level of cover do you need?

Choose from two levels of cover and select optional extras to protect your investment. Full details in the PDS.

Essential Care

Provides a basic level of cover to protect your contents against loss or damage.

Essential Care also comes automatically with these additional benefits:

  • Sum insured safety net: up to 5%1

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Artwork: up to $3,000
  • Electrctrical or audio equipment: up to $3,000  

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You're covered for loss or damage caused by:

  • Theft
  • Storm, flood, fire, lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion

You’re also covered for legal liability of up to $20 million.

Quality Care

Covers your contents against loss or damage from a wider range of events.

Quality Care also comes automatically with these additional benefits:

  • 10 % sum insured safety net1
  • Loss of rent – up to 10% of your sum insured or for 12 months from the date of the event (whichever is less) if the property is unliveable from an insured event

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Cover Limits

Some items are covered up to a certain limit, unless extra cover is taken out. For example:

  • Artworks, collections and collectables are covered up to $10,000
  • No cover limits on electrical or audio equipment

____________________________________

You're covered for loss or damage caused by:

  • Theft
  • Storm, flood, fire, lightning, earthquake, impact, explosion
  • Escape of liquid
  • Malicious acts, riot and civil commotion
  • Accidental breakage of glass
  • Electrical motor burnout

You’re also covered for legal liability of up to $20 million.
 

+ Add optional extras3

Optional cover for events like malicious damage by your tenants or rent default.

Add optional Landlord Extras cover to provide extra protection from malicious acts, theft or rent default by your tenants3:

  • Malicious acts and theft by your tenant – up to the building and/or contents sum insured
  • Loss of rent due to tenant default – up to $1,000 per week for up to 10 weeks

Additional benefits for landlords

Beyond your sum insured, there's extra cover included to get your property back to normal faster and reduce your risk of income loss. Check the PDS for details.   

For strata title plan properties, you are covered for loss of rent if the home is unliveable up to $1,000 per week for up to 12 months from the insured event.

 

Offer


15%

Save 15% when you buy landlord contents insurance online*

Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER*

 
Important information

Cover is subject to your application for insurance being accepted.

Product Disclosure Statements (PDS)

Landlord Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (PDF 943KB) (applicable to policies issued or renewed on or after 1 July 2019)

Landlord Insurance Product Disclosure Statement (PDF 449KB) (applicable to policies initially issued in the period between 30 June 2018 and 30 June 2019; or renewed in the period between 30 July 2018 and 30 June 2019)

This information does not take your personal objectives, circumstances or needs into account. Read the relevant PDS(s) to see if this insurance is right for you.

View the Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement. (PDF 117KB)

 * Quote and buy online and save 15% off your annual premium for the first year with promotional code COVER.

^ Premiums payable by instalments may be subject to minor adjustments due to rounding, and financial institution transaction fees may apply.

1. Safety net of between 5% and 10% of your sum insured, depending on your type of cover.

3. A Landlord Extras claim will only be paid if you’re able to provide certain documents and evidence such as:

  • A written rental agreement
  • A documented booking confirmation (for casually-let properties)
  • Documented property inspection reports.

 The rental agreement should state the term of the lease, the amount of rent and bond payable by the tenant/s.

Landlord Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). BankSA – a Division of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) distributes the insurance, but does not guarantee the insurance.