Open a bank account
Everyday transaction accounts
- Earn bonus interest every month when you grow your balance by at least $50 if you’re over 21 and over, or by any amount if all account holders are under 2110.
- No account service fees
- No minimum monthly balance required
Fixed Term Accounts
How to apply
Conditions and fees apply.
Before making a decision, it's best to read the terms and conditions.
- Transaction, Savings and Investment Accounts: Terms and Conditions (incorporating fees and charges)
- Interest rates
- Term Deposits Terms and Conditions and General Information
- Important Information Document
- Before using Internet or Phone Banking, please read the Terms and Conditions and before using Mobile or Tablet Banking, please read our Mobile Banking Terms and Conditions.
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 13 76.
1 To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 14 years of age.
2 BankSA/St.George/Bank of Melbourne & Westpac branded ATMs in Australia. Daily transaction limits apply.
3 Fees apply after the first 10 SMSs per month. SMS Alerts are charged at $0.25 each and Email Alerts are free.
4 Otherwise, a monthly service fee of $5 applies to your SENSE Everyday Account. There is no monthly service fee for your SENSE Savings Account.
5 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of 2.00% p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.
6 Subject to systems availability.
7 Low flat monthly account service fee of $3 waived if you deposit a minimum of $1,000 by the last business day of the month.
8 Following lodgement of the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity).
9 If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before you'll receive a fixed bonus rate of 1.25% p.a. on top of the standard variable DIY Super Saver rate for the first 4 months after your account is opened. The standard variable DIY Super Saver rate during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.
10 Grow your account balance by at least $50 each month to earn bonus interest (or by any amount if all account holders are under 21).
11 Daily withdrawal limits apply.