Skip to main content Skip to main navigation Skip to accessibility page Skip to search input

Do I really need Home Insurance?

Imagine if a flood, fire or storm wreaked havoc on your home and also caused damage to your personal property – what would you do? A home insurance policy allows you to receive compensation for a specific loss or damage in return for the payment of a premium.

Read more

How much should I insure my house for?

One of the biggest risks when considering home insurance is not taking out enough cover. In the event that your home and/or contents are completely destroyed, you may not have enough money to rebuild the home entirely or replace all of your possessions.

Read more

Do I need Landlord Insurance?

Landlord Insurance can offer peace of mind to investment property owners if something unexpected were to happen. Landlord Insurance provides cover for specific events such as a flood, fire, storm and theft.

Read more

Home Insurance Calculators

It's up to you to determine how much it would cost to replace your property and it can be complex to calculate these replacement costs.
Use our calculators to estimate your replacement costs at today’s prices.

Home Building Insurance Calculator

Estimate the cost to rebuild your house with the Home Building Insurance Calculator.

Details on the benefits paid for your building sum insured are available in the PDS. Calculators on our website are intended as a guide only.

Open Building Calculator

Home Contents Insurance Calculator

Estimate the replacement value of your home contents with the Contents Insurance Calculator.

Details on the benefits paid for your contents sum insured are available in the PDS. Calculators on our website are intended as a guide only.

Open Contents Calculator


Disaster Preparation

View a selection of practical articles on how best to prepare for storms, floods, cyclones or bushfires, along with handy safety and emergency checklists.
Being prepared can make all the difference. 

Bushfire Preparation

Bush fires in Australia are a fact of life. Being prepared for a bushfire can go a long way to protecting you and your property.

Learn more

Storm Preparation

A storm can hit at any time, are you prepared? Getting prepared in advance could make all the difference to how you cope before and after a storm.

Learn more


Important information

Cover is subject to your application for insurance being accepted.

Product Disclosure Statements (PDS)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (PDF 946KB) (applicable to policies issued or renewed on or after 1 July 2021)

Home and Contents Insurance Product Disclosure Statement (PDF 652KB) (applicable to policies issued or renewed in the period between 5 April 2021 and 30 June 2021)

Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (PDF 494KB) (applicable to policies issued or renewed in the period between 1 July 2019 and 4 April 2021)

Product Disclosure Statements (PDS)

Landlord Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (PDF 857KB) (applicable to policies issued or renewed on or after 1 July 2021)

Landlord Insurance Product Disclosure Statement (PDF 619KB) (applicable to policies issued or renewed in the period between 5 April 2021 and 30 June 2021)

Landlord Insurance Product Disclosure Statement (PDF 943KB) (applicable to policies issued or renewed in the period between 1 July 2019 and 4 April 2021)

Home and Contents Insurance and Landlord Insurance are issued by Allianz Australia General Insurance Limited ABN 99 003 719 319, which is a corporate authorised representative of Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz Insurance). BankSA – a Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 arranges the insurance under a distribution arrangement with Allianz Insurance, but does not guarantee the insurance. This information does not take into account your personal circumstances. Read the Product Disclosure Statement to see if this insurance is right for you.