Discover Home Insurance
Looking for answers on home insurance? Whether you are moving out of home, purchasing your first property or making sure you have the right insurance cover for your needs, we're here to help.
Do I really need Home Insurance?
Imagine if a flood, fire or storm wreaked havoc on your home and also caused damage to your personal property – what would you do? A home insurance policy allows you to receive compensation for a specific loss or damage in return for the payment of a premium.
How much should I insure my house for?
One of the biggest risks when considering home insurance is not taking out enough cover. In the event that your home and/or contents are completely destroyed, you may not have enough money to rebuild the home entirely or replace all of your possessions.
Do I need Landlord Insurance?
Landlord Insurance can offer peace of mind to investment property owners if something unexpected were to happen. Landlord Insurance provides cover for specific events such as a flood, fire, storm and theft.
Home Insurance Calculators
It's up to you to determine how much it would cost to replace your property and it can be complex to calculate these replacement costs.
Use our calculators to estimate your replacement costs at today’s prices.
Home Building Insurance Calculator
Estimate the cost to rebuild your house with the Home Building Insurance Calculator.
Details on the benefits paid for your building sum insured are available in the PDS. Calculators on our website are intended as a guide only.
Home Contents Insurance Calculator
Estimate the replacement value of your home contents with the Contents Insurance Calculator.
Details on the benefits paid for your contents sum insured are available in the PDS. Calculators on our website are intended as a guide only.
Disaster Preparation
View a selection of practical articles on how best to prepare for storms, floods, cyclones or bushfires, along with handy safety and emergency checklists.
Being prepared can make all the difference.
Bushfire Preparation
Bush fires in Australia are a fact of life. Being prepared for a bushfire can go a long way to protecting you and your property.
Storm Preparation
A storm can hit at any time, are you prepared? Getting prepared in advance could make all the difference to how you cope before and after a storm.
Important information
Cover is subject to your application for insurance being accepted.
Key Facts Sheets (KFS):
Home Building Essential Care KFS (PDF 160KB)
Home Contents Essential Care KFS (PDF 187KB)
Home Building Quality Care KFS (PDF 161KB)
Home Contents Quality Care KFS (PDF 187KB)
Home Building Premier Care KFS (PDF 161KB)
Home Contents Premier Care KFS (PDF 194KB)
Product Disclosure Statements (PDS)
Home and Contents Insurance Product Disclosure Statement (PDF 652KB) (applicable to policies issued or renewed on or after 5 April 2021)
Home and Contents Insurance Product Disclosure Statement and Supplementary Product Disclosure Statement (PDF 494KB) (applicable to policies issued or renewed in the period between 1 July 2019 and 4 April 2021)
This information does not take your personal objectives, circumstances or needs into account. Read the relevant PDS(s) to see if this insurance is right for you.
Home and Contents Insurance is issued by Westpac General Insurance Limited ABN 99 003 719 319 (except workers compensation cover where applicable). BankSA – a Division of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) distributes the insurance, but does not guarantee the insurance.