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Vertigo Platinum Card

Get $300 Cashback

To your account when you open a new Vertigo Platinum credit card and spend $900 or more on eligible purchases within 90 days from card approval.#

Up to 55 days

Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.

12.99% p.a.

Our lowest variable interest rate on purchases.

Overseas Travel insurance

On trips up to 6 months which may include your spouse and/or dependent children, including medical expenses, unexpected cancellation and rental vehicle excess when you satisfy the eligibility criteria.1

Purchase security insurance

Up to 4 months complimentary cover against theft, loss or accidental damage on selected personal goods purchased using the card1

Extended warranty

Complimentary extended warranty insurance on purchases of personal goods charged entirely to your eligible credit card for up to 12 months on the manufacturer's expressed Australian warranty.1

Easy, secure and a fast way to pay with Apple Pay

Enjoy all the benefits of your eligible BankSA Visa card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more

BankSA Vertigo Platinum card

Key rates and fees

  • $99 annual card fee
  • 12.99% p.a. low variable interest rate on purchases
  • 21.49% p.a. variable cash advance rate

Complimentary services

  • Linking to BankSA bank account
  • 24/7 fraud monitoring
  • Phone and Internet Banking
  • Automatic repayment plan
  • SMS and email alerts
  • Visa payWave contactless payments for transactions under $100
Important information

Conditions, fees and credit criteria apply. This card is issued as a Visa card.

Credit Card Key Facts Sheet

Credit Card Conditions of Use (PDF 1MB)

Credit Card Accounts Fees and Charges (PDF 162KB)

Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB)

Switches, upgrades, or Westpac Group staff are ineligible. The promotions may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

This offer is only available to customers who apply via this website (offer not available in branch or via call centres) and are approved for a new Vertigo Platinum credit card between 13th February 2020 and 29th April 2020.

#Cashback promotion: The cashback offer is available when you apply for a new Vertigo Platinum credit card between 13th February 2020 and 29th April 2020, and spend $900 or more on eligible purchases within 90 days from card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transactions, refunds and balance transfers debited from the card account. Only one cashback will be paid per customer. $300 cashback will be paid as a statement credit to your Vertigo Platinum credit card account within 60 days of meeting the minimum spend criteria. Existing St George, Bank of Melbourne or Bank SA customers who currently hold a Vertigo Platinum credit card, or who have held one in the last 12 months, are not eligible for this offer.

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.

Read the Apple Pay Terms and Conditions (PDF 58KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

© 2019 BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.