Why choose the No Annual Fee Card?
The freedom and security of a credit card with no annual card fee ever
No Annual Fee could help you
limit your card costs.
Enjoy the benefits of a credit card without the annual fee, ever.
You also get…
and right now, an additional...
0 % P.A.
for 12 months on balance transfers
- 1% balance transfer fee. The variable cash advance rate will apply after the promotional period. The offer is only applicable to balance transfers requested at card application
20.49% p.a. variable interest rate on cash advances and purchases
2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
3% of the Australian dollar value for transactions with merchants based overseas
$15.00 Fee applied for each late or missed payment
$9.00 For each dishonour of a payment under the automatic payment plan
$15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Linking to BankSA bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100
How to apply for a credit card
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Conditions, fees and credit criteria apply.
Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
This card is issued as a Visa card.