A low interest rate on purchases and a low annual fee, make this your all-round, great value credit card
Low variable purchase rate of 13.24% p.a. (21.49% p.a. variable on cash advances)
Low annual fee of $55 ($0 for the first year for existing customers^)
Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month
for 18 months
on balance transfers, requested at card application2
for up to 6 months
on purchases from card approval*
for the first year for existing customers^
Variable purchase rate applies after the promotional period. Offers end 30th March 2017
Rates & Fees
More great reasons to choose a Vertigo credit card
See your balance without having to login with our handy Quick Balance Tool and make payments a breeze with Visa payWave and Android pay.
Security meets convenience
Fingerprint ID login means fast, secure access to mobile banking. You can even temporarily lock your lost or misplaced card in seconds.
Never miss a thing
Put your payments on auto-pilot and get back to living, with AutoPay bill alerts.
Get started in 3 easy steps
Apply online in 10 minutes (5 for existing customers)
Get a response in 60 seconds
Activate your card
Frequently asked questions
Have you got questions about applying?
Still not sure?
Use our helpful credit card selector tool kit to compare our cards.
Other ways to apply
You can also apply over the phone or in branch
Conditions, fees and credit criteria apply.
This card is issued as a Visa card.
View the terms and conditions:
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or please consider if it's right for you.
^$0 annual fee in first year for Existing BankSA customers promotion: To be eligible for this promotion you must be an existing BankSA customer that applies for a new Vertigo, Vertigo Platinum, Amplify, Amplify Platinum or Amplify Signature card by clicking on the BankSA customers 'Apply now’ button on this page between 5th January 2017 and 30th March 2017 and make your first purchase within 12 months from card approval. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.
1. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.
2. The promotional balance transfer rates are available when you apply for a new BankSA credit card between 5th January 2017 and 30th March 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.
*The introductory rate of 0% p.a. on purchases is available when you apply for a new BankSA credit card between 5th January 2017 and 30th March 2017. The introductory rate will be applied from card approval and expires 6 months after the date of card approval. At the end of this period the introductory purchase rate will switch to the variable purchase rate then applicable to your card account and any purchases that remain unpaid at that time will revert to the standard variable purchase rate then applicable to your card account.