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Vertigo Card

Lower your costs, get back to you

A low interest rate on purchases and a low annual fee, make this your all-round, great value credit card

Features and offers

BankSA Vertigo

 Low variable purchase rate of 13.24% p.a.
(21.49% p.a. variable on cash advances)

 $0 first year annual card fee on new cards1

 Low annual card fee of $55
(after $0 first year annual card fee for new cards)

 Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month

 0% p.a. on balance transfers for 18 months, requested at card application2

 Offers end 20th September 2017.

 


Apply online in 10 minutes (5 for existing customers)

 


 

Rates


Competitive interest rates

Low variable purchase rate of 13.24% p.a.
Variable cash advance rate of 21.49% p.a.


Interest free days
Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month
 

Promotional balance transfer rate
0% p.a. for 18 months when requested at card application2.
Calculate how much interest you could save!
 

$0 first year annual card fee when you make your first purchase within 12 months from card approval1.

Fees


Annual fee
$55 ($0 first year annual card fee for new cards) 
 

Cash advance
2% of each cash advance amount


Foreign transaction
3% of the Australian dollar value


Additional cardholder
4
$0

Offers end 20th September 2017.
Fees and rates are subject to change. See other credit card fees and charges.

 


 

Apply online in 10 minutes (5 for existing customers)

 


 

More great reasons to choose a BankSA credit card

 

On the go

On-the-go access

See your balance without having to login with our handy Quick Balance Tool and make payments a breeze with Visa payWave and Android pay.

Security

Security meets convenience

Fingerprint ID login means fast, secure access to mobile banking. You can even temporarily lock your lost or misplaced card in seconds.

Never miss a thing

Never miss a thing

Put your payments on auto-pilot and get back to living, with AutoPay bill alerts.

 


 

Ways to apply


 


 

Frequently asked questions

Have you got questions about applying?

Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

View the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or please consider if it's right for you.

1. $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo, Vertigo Platinum or Amplify credit card via www.banksa.com.au between 11th July 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter

2. The promotional balance transfer rates are available when you apply for a new BankSA Vertigo, Vertigo Platinum, Amplify Platinum, Amplify Signature or No Annual Fee credit card between 11th July 2017 and 20th September 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The applicable variable purchase rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

4. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.