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Vertigo Card

Lower your costs, get back to you

A low interest rate on purchases and a low annual fee, make this your all-round, great value credit card

Features and offers

BankSA Vertigo

 Low variable purchase rate of 13.24% p.a.
(21.49% p.a. variable on cash advances)

 Low annual fee of $55
($0 for the first year for existing customers1)

 Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month

 0% p.a. on balance transfers for 12 months, requested at card application2

 0% p.a. on purchases for up to 6 months from card approval3

Variable purchase rate applies after the promotional periods. Offers end 1st May 2017.

 


Apply online in 10 minutes (5 for existing customers)

$0 annual fee in the first year for existing customers1
Offer ends 1st May 2017

BankSA customers

New customers

 


 

Rates


Competitive interest rates

Low variable purchase rate of 13.24% p.a.
Variable cash advance rate of 21.49% p.a.


Interest free days
Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month
 

Promotional balance transfer rate
0% p.a. for 12 months when requested at card application2.
Calculate how much interest you could save!
 

Promotional purchase rate
0% p.a. for up to 6 months from card approval3.

Fees


Annual fee
$55 ($0 for the first year for existing customers1)
 

Cash advance
2% of each cash advance amount


Foreign transaction
3% of the Australian dollar value


Additional cardholder
4
$0

Variable purchase rate applies after the promotional periods. Offers end 1st May 2017.
Fees and rates are subject to change. See other credit card fees and charges.

 


 

Apply online in 10 minutes (5 for existing customers)

$0 annual fee in the first year for existing customers1
Offer ends 1st May 2017

BankSA customers

New customers

 


 

More great reasons to choose a BankSA credit card

 

On the go

On-the-go access

See your balance without having to login with our handy Quick Balance Tool and make payments a breeze with Visa payWave and Android pay.

Security

Security meets convenience

Fingerprint ID login means fast, secure access to mobile banking. You can even temporarily lock your lost or misplaced card in seconds.

Never miss a thing

Never miss a thing

Put your payments on auto-pilot and get back to living, with AutoPay bill alerts.

 


 

Ways to apply


 


 

Frequently asked questions

Have you got questions about applying?

Still not sure?

Use our helpful credit card selector tool kit to compare our cards.

Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

View the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or please consider if it's right for you.

1. $0 annual fee in first year for existing BankSA customers promotion: To be eligible for this promotion you must be an existing BankSA customer that applies for a new Vertigo, Vertigo Platinum, Amplify, Amplify Platinum or Amplify Signature card by clicking on the BankSA customers 'Apply now’ button on this page between 21st February 2017 and 1st May 2017 and make your first purchase within 12 months from card approval. The first annual fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee.

2. The promotional balance transfer rates are available when you apply for a new BankSA credit card between 21st February 2017 and 1st May 2017 and request at application to transfer balance(s) from non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the end of the promotional period. Card activation will trigger the processing of the balance transfer. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

3. The introductory rate of 0% p.a. on purchases is available when you apply for a new BankSA credit card between 21st February 2017 and 1st May 2017. The introductory rate will be applied from card approval and expires 6 months after the date of card approval. At the end of this period the introductory purchase rate will switch to the variable purchase rate then applicable to your card account and any purchases that remain unpaid at that time will revert to the standard variable purchase rate then applicable to your card account.

4. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.