Vertigo Platinum Card

Important information

Conditions, fees and credit criteria apply.
This card is issued as a Visa card.

View the terms and conditions:

• Credit Card Conditions of Use
• Credit Card Accounts Fees and Charges
• Credit Card Complimentary Insurance Terms and Conditions

Please refer to your Internet Banking, Mobile Banking or your monthly credit card statement for your current interest rates.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you.

Offers are not available in conjunction with any special offers that are not listed on www.BankSA.com.au. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

1. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 13 76 or download the Credit Card Complimentary Insurance Terms and Conditions.

2. Visa Platinum/Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.

3. The promotional balance transfer rate is available when you apply for a new BankSA Vertigo Platinum card between 3rd May 2017 and 20th September 2017 and request at application to transfer balance(s) from non- St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. The balance transfer rate is not available in conjunction with any other promotion unless specified. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after the promotional period. Card activation will trigger the processing of the balance transfer. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers.

4. $0 first year annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Vertigo, Vertigo Platinum or Amplify credit card via www.banksa.com.au between 3rd May 2017 and 20th September 2017 and make your first purchase within 12 months from card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

6. Emergency dental is limited to A$2,000 per person and bed care patient allowance is limited to a total of A$15,000 (A$100 per day, e.g. miscellaneous expenses such as phone calls and TV rental). Note: No cover for pre-existing medical conditions, unless automatically covered as listed in the ‘Pre-existing medical conditions’ section of this booklet or prior approval given and the administrative fee is paid.

7. Up to A$20,000 per person and up to a maximum A$30,000 for a family subject to the limits detailed in our Credit Card Complimentary Insurance Terms and Conditions. However property and personal goods left unattended in a motor vehicle are only insured up to A$5,000 in total.

8. “Special event” means a wedding, funeral, pre-paid conference, pre-paid sporting event or pre-paid concert, or other event which does not ordinarily occur on a regular basis which before you left Australia you had planned to attend. We reserve the right to determine if any other event other than those listed above qualifies as a special event.

9. Per person, to a limit of a spouse and one dependent child. Cardholders must purchase a return ticket and be under 80 years old. Further eligibility criteria may apply. Read all criteria in our Credit Card Complimentary Insurance Terms and Conditions.

10. Provided the Australian warranty is for a period of six months or more up to a period of five years and the relevant item has a manufacturer’s unique identification serial number on it. The insurance does not affect the rights of cardholders against a manufacturer in relation to contravention of statutory or implied warranties under Australian legislation.

11. The scheme guarantees the cardholder the best price if the cheaper personal good has been advertised after the initial purchase in a printed catalogue from a store within 25 kilometres of the store from where the personal good was purchased and the price difference is greater than $75. The scheme will refund a price difference of up to $300.

12. Three additional cards can be issued on the primary cardholder's credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder.