Why Vertigo Platinum?
A credit card with our lowest purchase rate plus insurance and concierge
Features
Up to 55 days
Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.
Extended warranty
Complimentary extended warranty insurance on purchases of personal goods charged entirely to your eligible credit card for up to 12 months on the manufacturer's expressed Australian warranty.1
Price guarantee
Cover of up to $300 on eligible purchases of personal goods charged entirely to your eligible credit card in Australia.1
24/7 concierge service
Round-the-clock access to Visa Platinum Concierge.2
Up to 3 extra cards
For additional cardholders aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.
Special offers
0 % P.A.
on purchases
for 15 months~
Pay 0% p.a. interest on purchases for 15 months, conditions apply.~
$49
annual card fee
for the first year.
$99 thereafter**
Rates
-
12.99% p.a. variable interest rate on purchases
-
21.49% p.a. variable cash advance interest rate
-
2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
-
3% of the Australian dollar value for transactions with merchants based overseas
Key fees
-
$49 Annual card fee for the first year. $99 thereafter.**
-
$15.00 Fee applied for each late payment or missed payment
-
$9.00 For each dishonour of a payment under the automatic payment plan
-
$0 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Complimentary services
-
Linking to BankSA bank account
-
24/7 fraud monitoring
-
Phone and Internet Banking
-
Automatic repayment plan
-
SMS and email alerts
-
Visa payWave contactless payments for transactions under $100
How to apply for a credit card
The detail
Important information
Conditions, fees and credit criteria apply.
This card is issued as a Visa card.
Credit Card Conditions of Use (PDF 1MB)
Credit Card Accounts Fees and Charges (PDF 162KB)
Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB)
Switches, upgrades, or Westpac Group staff are ineligible. The promotions may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
~Purchase Rate Promotion: The special promotional rate of 0% p.a. on purchases for 15 months applies from card approval when you apply for a new Vertigo Platinum credit card between 3rd October 2019 and 12th February 2020. After 15 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account.
**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Amplify Platinum (and elect to link your card account to the Amplify Rewards program), Vertigo Platinum or Amplify Signature credit card between 3rd October 2019 and 12th February 2020. The first annual card fee at the reduced rate will be debited from your card account on your first transaction and the full annual card fee, will be debited annually thereafter. Credit criteria, fees and charges apply.
1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible BankSA account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions (PDF 1MB) which may be amended from time to time. Westpac does not guarantee this insurance.
2. Visa Platinum/Concierge (“Concierge”) is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage.