Your investment strategy can be as simple or as advanced as you need. Starting now is the best advice – whether you're ready to invest a little or a lot. Learn about the types of investments that suit your risk profile and your expectations for returns, or see a financial planning expert for some help. With professional access to industry reports and economic outlooks, a BT Adviser can save you time and provide investment expertise about diversification, balancing your portfolio and putting together the right investment package.
If you’re after a guaranteed2 return, consider starting with a Fixed Term Deposit. Invest your funds in a Term Deposit for a set period and earn a competitive fixed interest rate. You can also choose one of our high interest online savings accounts like Maxi Saver to invest cash and retain access to your money.
To invest for your retirement, you might want a solution that lets you manage your super using Internet Banking, like BT Super for Life.
If you're considering shares or managed funds, we can make investing easier. To take control of your own share investments online, Directshares is a low-cost effective option. If you want professional investment advice, see a BT Adviser .
When you're ready to invest, we have the expertise to help.
New Maxi Saver customers2 can earn up to 2.70% p.a. including a bonus2.20% p.a. which is fixed for the first 3 months, with no monthly account service fee and no everyday banking transaction fees3.
Conditions and fees apply.
This information doesn't take your circumstances into account. Read the terms before making a decision.
1 Early withdrawal may reduce returns. Term Deposits are ‘protected accounts’ under the Financial Claims Scheme (FCS). Payments under the FCS are subject to a limit for each depositor. For more information visit the APRA website at http://www.apra.gov.au
2 If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll earn an extra bonus of 2.20% p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.