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Your investment strategy can be as simple or as advanced as you need. Starting now is the best advice – whether you're ready to invest a little or a lot. Learn about the types of investments that suit your risk profile and your expectations for returns, or see a financial planning expert for some help. With professional access to industry reports and economic outlooks, a BT Adviser can save you time and provide investment expertise about diversification, balancing your portfolio and putting together the right investment package.

If you’re after a guaranteed2 return, consider starting with a Fixed Term Deposit. Invest your funds in a Term Deposit for a set period and earn a competitive fixed interest rate. You can also choose one of our high interest online savings accounts like Maxi Saver to invest cash and retain access to your money. 

To invest for your retirement, you might want a solution that lets you manage your super using Internet Banking, like BT Super for Life

If you're considering shares or managed funds, we can make investing easier. To take control of your own share investments online, directshares1 is a low-cost effective option. If you want professional investment advice, see a BT Adviser .

When you're ready to invest, we have the expertise to help.

Call a BT Adviser on 1300 889 637 or complete the contact form and we will contact you.

Suggested investment solutions

Term Deposit

Invest your money for a fixed term from 1 month to 5 years and earn a fixed competitive interest rate.

Maxi Saver

New Maxi Saver customers2 can earn up to % p.a. including a bonus % p.a. which is fixed for the first 3 months, with no monthly account service fee and no everyday banking transaction fees3.

Important Information

Conditions and fees apply.

This information doesn't take your circumstances into account. Read the terms before making a decision.

1 © 2015 the directshares service is provided by Share Investing Limited ABN 93 078 174 973 AFSL 238277, an ASX and Chi-X Australia Market Participant, at the request of St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 (“St.George”). Execution, settlement and clearing is undertaken by Share Investing Limited. St.George does not represent Share Investing Limited. Similarly Share Investing Limited does not represent St.George.

2 Early withdrawal may reduce returns. Term Deposits are ‘protected accounts’ under the Financial Claims Scheme (FCS). Payments under the FCS are subject to a limit for each depositor. For more information visit the APRA website at

3If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll earn a fixed bonus rate of 1.50% p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The standard variable Maxi Saver rate may be changed at any time but the fixed bonus rate will not change while it applies. The Promotional Rate Period is the first 3 months from the date your account is opened.