Home Insurance
Compare BankSA's award-winning Home Insurance, provided by Allianz. Tailor your cover and get a quote in minutes, with pre-filled details to make it even easier when you sign in. And for a limited time, get a $150 eGift Card.*
Get a $150 eGift Card
Switch to an eligible home or landlord insurance policy with an annual premium of $750 or more by 19 December 2026.*
*T&Cs apply. Insurance issued by Allianz.
Award winning value... yet again!
BankSA has been recognised with the Canstar Outstanding Value Home, Home & Contents and Contents Insurance awards for a third year in a row.
Which type of home insurance do you need?
Home and Contents Insurance
Combine your cover to insure both your home and the items at your home against storms, floods, fire, theft and more.1
✔ Get a $150 eGift Card. T&Cs apply.*
Building Insurance
Cover for your home from the roof to the deck and the fittings and fixtures you find in between.
✔ Get a $150 eGift Card. T&Cs apply.*
Contents Insurance
Cover for your household and personal items. Think furniture, white goods, electrical appliances, clothing, linen and more.
✔ Get a $150 eGift Card. T&Cs apply.*
Landlord Insurance
Cover for your investment property and the contents you provide for your tenants.
✔ Get a $150 eGift Card. T&Cs apply.*
Affected by the severe weather?
Support is available for customers who may be impacted by severe weather. If you’re a BankSA Home or Car Insurance customer and need help with a claim, please call 1300 656 345 or submit online: Home Insurance claim, Car Insurance claim.
Tools and calculators
Your home and belongings can change in value over time. Combined with increasing weather-related risks, this can leave some Australians underinsured. Take a few minutes to use these handy insurance calculators and check whether your cover is still right for your circumstances. Calculators are intended as a guide only.2
Help me choose
Use our cover selector to help you find the insurance that’s right for you.
Home Building calculator
Estimate the cost to rebuild your house.
Home Contents calculator
Estimate the cost to replace the contents in your home.
Make a claim or change your cover
Make a claim online
Start your home insurance claim 24/7 with Allianz or call 1300 656 345.
Articles and guides
Disaster preparation guides
Checklist for keeping yourself safe
Here are some tips to help keep yourself and your family safe if a natural disaster were to strike.
Important information
*Buy and start an eligible Home or Landlord Insurance policy between 5 October 2026 and 19 December 2026 to receive a $150 eGift card after day 60 of your insurance policy being active. T&Cs apply, including a minimum annual premium of $750. Insurance issued by Allianz. Full T&Cs and eligibility criteria can be found on banksa.com.au/150offer.
1Allianz may not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.
2The Building and Contents calculators provided by Allianz through a third-party provider, are intended as a guide only. For a more accurate cost to rebuild your home or replace your contents, consider obtaining a professional valuation from a licensed builder or professional valuer.
Any financial product advice provided on this page is general in nature and does not take into account your personal circumstances. Before making a decision, please consider the relevant Product Disclosure Statement (PDS), supplementary PDS (if applicable) and Target Market Determination (TMD). To see some of the events covered and not covered, please refer to the Key Facts Sheet (KFS).
Home & Contents and Landlord Insurance are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) arranges the initial issue of the insurance under a distribution agreement with Allianz but does not guarantee the insurance.
By selecting 'Get a quote online' you will enter a third-party site hosted by Allianz. Any personal information you provide to Allianz will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy available on their website.
If you purchase Home & Contents or Landlord Insurance with Allianz the Bank will receive a commission of up to 12% of the premium excluding Government fees and charges, plus GST.
BankSA's Privacy Statement is available at banksa.com.au/privacy/privacy-statement or by calling 13 13 76. It covers:
- How you can access the personal information BankSA holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by BankSA and how BankSA will deal with your complaint; and
- How BankSA collect, hold, use and disclose your personal information in more detail.