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Calculate the upfront costs of buying a property

Find out how much you'll need to pay to cover stamp duty, lenders mortgage insurance and other fees. We'll also let you know if you're eligible for any grants.

 


Home loan calculators

Use our calculators to help you find ways to own your home.

Calculate how much you can borrow

Calculate Extra Payments  

Estimate stamp duty and other fees

 


Start your journey online

Learn how much you could borrow, without knowing the loan type

Receive indicative approval in under 10 minutes

A home loan expert will call to talk you through your options 

 


 

Important information

1. The output or result of these calculators:
a. is subject to the assumptions which are subject to change;
b. is prepared without knowing your personal financial circumstances. Before you act on the output of the calculators, please consider if it’s right for you. If you need more information, please call 13 13 76.  We recommend that you consult your financial adviser before taking out a loan;
c. does not represent either a quote or pre-qualification for a loan;
d. may not be taken into account if you apply for a loan with us as we will make our own calculations. When assessing ability to service a loan, BankSA may use an interest rate that is higher than the current interest rate for the loan requested.

2. The interest rates used in the calculator:
a. are current, as indicated on our home loan interest rate pages;
b. are BankSA's standard interest rates and include any package or promotional discounts; and
c. are subject to change.

Not applicable for foreign buyers.