Understanding insurance
Get a clearer picture of different types of insurance with this handy range of hints, tips and guides to help answer some common questions.
What you'll find here
- Home insurance: Cover for your home or investment property.
- Life insurance: Cover that can offer peace of mind at a very difficult time.
- Car insurance: Cover if something unexpected happens.
Home insurance help and guides
No matter whether you own, invest or rent, explore cover options, discover how much you might need to suit your circumstances, and learn ways to help protect your home and your belongings.
Insurance for your needs
Make sure your property’s covered from the day you need it to be.
Home insurance calculators
Do you know how much cover you might need? Make sure you understand how much you may need if you had to rebuild or replace after a flood, fire, storm or severe natural disaster.1
Life insurance help and guides
Find out how life insurance works and the ways it can help you protect the life you love.
Types of life insurance
Discover the different types of insurance available to help you live the life you’ve planned, or help your family if you’re not around.
Car insurance guides and FAQs
Have a question about car insurance? Find all the information you need on cover, premiums, vehicle maintenance and more.
Need to make an insurance claim?
Home, Contents or Landlords insurance claim
Car insurance claims
Life insurance claims
Important information
1The Building and Contents calculators provided by Allianz through a third-party provider, are intended as a guide only. For a more accurate cost to rebuild your home or replace your contents, consider obtaining a professional valuation from a licensed builder or professional valuer.
Any financial product advice provided on this page is general in nature and does not take into account your personal circumstances. Before making a decision on any insurance product, please consider the relevant Product Disclosure Statement, supplementary PDS (if applicable) and Target Market Determination. BankSA does not guarantee any insurance and cover is subject to your application for insurance being accepted by the insurer.
General Insurance
BankSA can arrange for the initial issue of the following insurance:
- Home & Contents and Landlord Insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). View the Home & Contents and Landlord Insurance Key Fact Sheets (KFS)
- Motor Insurance issued by Allianz. View the Premium, Excess, Discount and Options Guide (PED) (PDF 1MB)
If you purchase Home & Contents, Landlord Insurance or Motor Insurance with Allianz the Bank will receive a commission of up to 12% of the premium excluding Government fees and charges, plus GST.
BankSA can refer customers to Allianz, Club Marine Limited ABN 12 007 588 347 AFSL 236916 (Club Marine) and AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) (both Club Marine and AGA act as an agent under a binder for Allianz), respectively, for each of the following insurance:
- Caravan & Trailer Insurance issued by Allianz,
- Pleasure Craft Insurance issued by Club Marine,
- Travel Insurance issued by AGA for the insurer Allianz.
If you purchase Caravan & Trailer, Pleasure Craft or Travel Insurance with Allianz the Bank will receive a commission of up to 10% of the premium excluding Government fees and charges, plus GST.
Life Insurance
Life Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life). TAL Life is part of the TAL Dai-ichi Life Australia Pty Ltd ABN 97 150 070 483 group of companies (TAL). BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 (the Bank) refers customers to TAL but does not guarantee the insurance.
If you purchase Life Insurance with TAL, the Bank will receive a commission of 10% of the premiums (exclusive of GST) for the period you continue to hold a policy.
BankSA's Privacy Statement is available at banksa.com.au/privacy/privacy-statement or by calling 13 13 76. It covers:
- How you can access the personal information BankSA holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by BankSA and how BankSA will deal with your complaint; and
- How BankSA collect, hold, use and disclose your personal information in more detail.