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Apply for a Personal Loan

Personal Loans

Secured Personal Loan

  • A lower interest rate, where we accept your car as security1
  • Choose a fixed or variable interest rate
  • Choose a term of up to
    • 7 years for variable interest rate loans
    • 5 years for fixed interest rate loans.

Unsecured Personal Loan

  • Choose a fixed or variable interest rate
  • Choose a term of up to
    • 7 years for variable interest rate loans
    • 5 years for fixed interest rate loans.

Unsecured Personal Overdraft

  • Access to extra funds up to an approved limit through your Complete Freedom or Express Freedom transaction account at any time
  • Cash-flow management tool — apply once and use as needed
  • Only pay interest on what you use.

Get Set Loan

  • Access to your funds whenever you need without reapplying,  up to an approved limit
  • Only pay interest on your outstanding balance, not the assigned credit limit
  • 24 hour access to funds via Internet Banking or Phone Banking2
  • Great variable interest rate of % p.a.
  • You can apply over the phone or in branch.

How to apply

Important Information

Visa ® is a registered trademark of Visa International PTe Ltd.

Credit criteria, terms and conditions, fees and charges apply.

Before making a decision, it's best to read the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you.

1. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, loan application must also be made in joint names.

2. Subject to systems availability.