Why refinance?

^$2,000 Refinance Cashback
For new home loan refinance applications received from 1 April 2019 to 30 September 2019, with loan settled by 30 November 2019 and taken as part of the Advantage Package. Offer current as at 1 July 2019. $200k min loan per property refinanced. Only 1 cashback per property refinance will be paid regardless of the number of loans involved. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans, switches and refinances of home loans within the Westpac Group which include BankSA, Westpac, St.George Bank, Bank of Melbourne and RAMS. Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. Applicants must have a BankSA transaction account linked to the home loan at the time of settlement and must keep this account open for 60 days after settlement. The cashback will be paid into this account within 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. Before deciding to acquire a BankSA transaction account, read the terms and conditions and consider if the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.