Why refinance?

$2,000 Refinance Cashback offer
^For new home loan applications received from 8 October 2018 to 31 March 2019 and settled by 31 May 2019 for refinance purposes under the Advantage Package. Offer current as at 1 February 2019. Offer may be varied or withdrawn at any time. Excludes Portfolio Loans and refinances from within Westpac Group which include BankSA, Westpac, St.George Bank, Bank of Melbourne and RAMS. Offer not available for Owner Occupier Interest Only loans. Offer can be used in conjunction with the new purchase cashback, with maximum one new purchase cashback and one refinance cashback payable per main applicant, and not available in conjunction with any other offer. Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. Applicants must have a BankSA transaction account linked to the home loan at the time of settlement, and must keep this account for 60 days after settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The cashback will be paid into this account within 60 days after settlement. Before deciding to acquire a BankSA transaction account, read the terms and conditions, and consider if the product is right for you. Tax consequences may arise from this promotion for investors and customers should seek independent advice on any taxation matters.