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Switch your home loan to BankSA and get a $4k cashback^ when you refinance today.
You may be able to get one or both of these offers.
Example of how the two Cashback offers works:
Home loan scenario | Total cashback for eligible Investors | Total cashback for eligible Owner-Occupiers |
---|---|---|
I’m switching 1 property | You’ll receive $4,000 Cashback
|
You’ll receive $4,000 Cashback
|
I’m switching 2 properties | You’ll receive $6,000 Cashback
|
You’ll receive $6,000 Cashback (your other property is an investment)
|
The cashbacks will be paid into a BankSA transaction account within 60 days of settlement. This account must be linked to your home loan at the time of settlement, and kept open for 60 days afterwards.
For the $2,000 cashback offer, tax consequences may arise for investors and you should seek independent advice.
You can apply to increase your home loan. Note that this is different from a home loan refinance. Apply for a home loan increase.
Refinancing your home loan has the potential to make you some hefty savings, it’s important to weigh up the costs involved.
Finding a way to save money is just one of the many reasons you might be thinking about refinancing.
We focus on outstanding value: 5-Star Home Lender and 5-Star Fixed Home Lender.
Important information
Conditions, fees and credit criteria apply. Before making a decision, it’s best to read the terms and conditions:
Residential Loan Agreement - General Terms and Conditions (PDF 438KB)
Loan Accounts - Charges for specific services and accounts (PDF 587KB)
Portfolio Loan Agreement - General Terms and Conditions (PDF 222KB)
BankSA Advantage Package - Terms and Conditions (PDF 338KB)
Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 13 76.
#Advantage Package Terms and Conditions apply. A $395 annual package fee applies and is payable from an eligible BankSA transaction account. An Advantage Package discount has been included in the advertised eligible rate. The discount and fee savings apply for the duration of the package. Before deciding to acquire a BankSA transaction account, read the terms and conditions (PDF 338KB), and consider if the product is right for you.
* Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^^ Basic Home Loan Promotional Rate: This offer is only available for new Basic Home Loan applications received from 26/10/2020. Discount applies to our Basic Home Loan offer for the life of the loan. Excludes internal refinances and switches within St.George, Bank of Melbourne and BankSA. This offer may be varied or withdrawn at any time. Interest rates subject to change.