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Compare our transaction account information, features, interest rates and fees. Select the account to best suit your needs.

Our bank accounts Complete Freedom Express Freedom Complete Freedom Student Retirement Access Plus Concession Account
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Features          
Monthly account service fee $51 $32 $0 $0 $0
eStatements          
Minimum opening balance $1.00 $1.00 $1.00 $1.00 $1.00
Interest rates p.a. p.a. p.a. p.a. p.a.
All balances       See interest rates  
Access          
Branch          
ATM          
Internet & Phone Banking          
SMS/Email alerts          
Visa Debit Card3,5          
EFTPOS          
Cheque          
Transaction fees          
Staff assisted $0 $2.50 $0 $1.004 $0
Bank of Melbourne/St.George/BankSA/Westpac ATMs $0 $0 $0 $0.504 $0
Internet Banking $0 $0 $0 $0 $0
Phone Banking $0 $0 $0 $0 $0
Visa Debit3,5 $0 $0 $0 $0 $0
EFTPOS $0 $0 $0 $0.505 $0
Cheque $0 $1.00 N/A $0.505 N/A
Bank@Post™ $0 $0 $0 $1.005 $0
Direct Debit $0 $0 $0 $0 $0
Periodical payment $4.00 $4.00 $4.00 $4.00 $0
SMS Alerts $0 $0 $0 $0 N/A
Email Alerts $0 $0 $0 $0 $0
Overseas cash withdrawal(including overseas ATM withdrawal) $5.00 $5.00 $5.00 $5.00 $5.00
Bank of Melbourne/St.George/BankSA ATM Mini transaction history request $0.20 $0.20 $0.20 $0 $0.20
Frequent statement (per month) $2.00 $2.00 $2.00 $2.00 $2.00
Foreign currency conversion 3.00%
3.00% 3.00% 3.00% 3.00%
Collection item $0 $0 $0 $0 $0
Electronic Agency $0 $0 $0 $0.505 $0
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The Detail

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 13 76.

This information doesn't take your circumstances into account. Read the terms before making a decision.

1.     The Complete Freedom monthly account service fee of $5 is waived, if, by the last business day of the month, you either deposit a minimum of $2,000 or have your BankSA home loan repayment automatically deducted from this account. Otherwise, the monthly service fee remains $5.

2.     The Express Freedom monthly account service fee of $3 is waived, if, by the last business day of the month, you deposit a minimum of $1,000. Otherwise, the monthly service fee remains $3.

3.     Visa Debit Card available to customers who have an Australian residential address and are over the age of 14.

4.     Merchants may charge a fee for Visa Debit transactions.

5.     Free if account balance is $20,000 and over