Visa Debit UniCard

Convenient and secure card access to your money – at home and overseas

A Visa Debit card specially designed for uni students. It is not a credit card – it’s a debit card with no annual fee that gives you convenient access to funds in your transaction account

To get started, link your Visa Debit UniCard to your BankSA Complete Freedom account

You can shop securely online, at home, over the phone, or overseas – wherever Visa is accepted. Best of all, you can use your own money from your account (not credit from a credit card).

  • Withdraw cash at ATMs in Australia and around the world (just look for the Visa logo) 
  • Stay in control of your spending using your own money in your Complete Freedom account.
  • Security – Added protection with chip technology, giving you the latest card security
  • Speed - For a simple and fast payment option, choose Visa payWave. Just wave and go. There’s no need to enter a PIN or sign for purchases under $100.
Overview

Convenience of a Visa card
  • Shop securely online, at home, over the phone, or overseas – wherever Visa is accepted

Not a credit card
  • Access money from your own BankSA Complete Freedom Account and stay in control of your spending

Withdraw cash overseas
  • Use your Visa Debit UniCard to withdraw cash at any ATM worldwide that displays the Visa logo – no need to carry cash or travellers cheques

Security
  • Fraud Money Back Guarantee ensures that any unauthorised transaction claims will be reimbursed provided that the cardholder has not contributed to the loss and contacted us promptly2
  • Verified by Visa provides an online guarantee so you can shop with confidence
  • BankSA Secure protects your Internet and Phone Banking.

Extra benefits
  • Visa Preferred Services gives you benefits on everything from concerts to cinema, to sporting events and travel offers
How it works

Using your Visa Debit UniCard

To shop

To withdraw cash

Get the most from your Visa Debit card when you press ‘CREDIT’

Purchase goods and services in Australia and overseas wherever the Visa logo is displayed:

  • Press CREDIT, CHEQUE or SAVINGS button and your PIN or signature
  • Online or over the phone, quote card number, expiry and card or account name

Withdraw cash from your linked BankSA account at ATMs in Australia or worldwide:

  • Press CREDIT, CHEQUE or SAVINGS button and enter your PIN

Pressing CREDIT (instead of CHEQUE or SAVINGS):

  • Activates 24/7 fraud detection system, which monitors your transactions and notifies you of any unusual activity 
  • Provides Chargeback Protection: such as the right to reverse your transactions, where you’ve been overcharged or failed to receive your online purchases

Fee-free transactions

On your linked BankSA account, you may be eligible for a certain number of fee-free Visa Debit UniCard transactions
How to apply

Call us

13 13 76 and say “New account” when prompted

Visit a branch

Find your nearest branch

What you’ll need
  • To apply for a Visa Debit UniCard, you must have a Complete Freedom Account
  • Find out how to apply for a Complete Freedom Account

Find out what information you need to provide to become a customer

Tips
  • With a Visa Debit UniCard, Visa Preferred Services gives you benefits on everything from concerts to cinema, to sporting events and travel offers

Important information

Conditions and fees apply. 

1Visa Debit Card available to customers who have an Australian residential address and are over the age of 14. If you are less than 14 years old, please contact us on 13 13 76 or visit any branch.

2Refer to the Transaction, Savings & Investment Accounts – Banking Services Terms and Conditions and General Information for full details of when cardholders may be liable.

This information doesn’t take your circumstances into account. Read the terms before making a decision.