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Free property report

Discover what you need to know about the property trends in your suburb or the estimated value of a property you're looking to buy.

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Manage your home loan

Need to make changes to your existing home loan?

Special offers


$2,000

Cashback^
When you
refinance

Receive $2,000 cashback^ when you refinance to a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $200k minimum loan size applies. Excludes Portfolio Loans and refinances from within Westpac Group. Applications received by 31 January 2019 and loan settled by 31 March 2019.


$1,500

Cashback*
When you
buy a home

Receive $1,500 cashback* when you apply for a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $200k minimum loan size applies. Excludes Portfolio Loans and refinances. Applications received by 31 January 2019 and loan settled by 31 March 2019.

Important information

Credit criteria, fees and charges apply. Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines. Personalised rate: variable interest rates are subject to change, the rate discount is valid for 14 days. For fixed rates, discounts are valid for 5 days. Support and live chat: dedicated teams are here to help you 7 days a week. Available 7.30am-9.30pm weekdays, 8.30am-4.30pm weekends. BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.